The Ramsey Show

You Don’t Have to Retire Broke—Time Changes Everything

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Dave Ramsey and George Kamel answer your questions and discuss:

  • “I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?”
  • “My husband told me that I will never have access to his accounts.”
  • “We have been using a credit card to cover our four walls for the past three years to get rewards—is this a bad idea?”
  • “My husband and I disagree on how much equity of my house I should give him.”
  • “We just quit our jobs to retire early—was that dumb?”


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