Only three out of one hundred Americans retire with a million dollars... so what does everyone else do? In this episode, Brooks Bernhagen breaks down why successful retirement isn’t about hitting a magic number but about building a strategy that stretches what you do have. From income planning and tax efficiency to Social Security timing and the power of bridging, Brooks explains how retirees with $400K–$800K can create stable, predictable income without feeling behind.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

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