In this video Colin Exelby, CFP® explains 5 things you should expect in year 1 of retirement.

Most people think about what they are retiring from....but what are you retiring to?

Retirement isn’t a finish line—it’s the starting point. The first year after you stop working is full of surprises that no spreadsheet can prepare you for: shifting routines, relationship adjustments, identity changes, and financial realities that feel different when your portfolio becomes your paycheck. In this video, I’ll share five of the most common curveballs new retirees face and the simple fixes that can help you find structure, purpose, and joy faster.

#retirementplanning #financialfreedom #retirementlifestyle #moneytips #retirementgoals #financialplanning #wealthbuilding #lifeafterwork #retirewell #personalfinance

00:00-Intro

00:26-Two People, One House: Relationship Reboot

02:13-The Reality Check: It’s Not a Never-Ending Vacation

03:27-Who Am I Without the Job Title?

04:35-The Loneliness Curve Is Real (But Beatable)

06:10-The Money Work Doesn’t End—It Changes

07:18-Expect Curveballs—and Adapt

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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.

I provide financial planning for business owners and their families that makes sense.

Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.

We strive to help you:

*Optimize Your Cash Flow

*Minimize Your Taxes

*Build Your Net Worth

*Create a Lasting Legacy

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