January is when the bills arrive - and the reality hits. In this episode, Coach Janet addresses the post-holiday "Santa Shock" with compassion and accountability. You'll discover why 70% of people are in the same boat, what's happening in your nervous system when financial stress hits, and one gentle but powerful reset that honors both your wallet and your wellbeing.

SCRIPTURE HIGHLIGHT: "But seek first the kingdom of God and His righteousness, and all these things will be provided for you. Therefore don’t worry about tomorrow, because tomorrow will worry about itself. Each day has enough trouble of its own." Matthew 6:33-34

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 One small step. One day at a time.