Labour says it’s launching a pensions review to make retirement more secure. But dig into the detail, and it’s clear: this is about cutting costs, not helping pensioners.

• Higher retirement ages

• Forced private savings

• Risky stock market exposure

• Means-tested pensions

We are heading for a pensions crash. And the City of London will cash in before it all falls apart. We need a fair, state-backed pension system.