Work with Paul: Schedule a 30-minute conversation

Have you ever looked at where your money actually goes and felt a little uncomfortable? Not because you were irresponsible — but because the numbers didn't match the values you'd say out loud? That gap is what this episode is about.

Morgan Housel draws a line between the science of spending and the art of spending. The science is teachable — budgets, bargains, automation. The art is harder: figuring out whether your spending reflects who you actually are or who you've been conditioned to be. I share what I've seen with clients and what I've lived in my own household — and why the most important financial question isn't 'how much' but 'what for.'

Before your next few purchases this week, pause and ask: does this reflect what I actually value, or what I'm trying to signal? You don't need to change anything yet. Just notice what the answer tells you.

Connect with Paul

If you're a working parent juggling a senior-level career and a growing family, and are tired of coordinating four different advisors to run your financial life, I do complimentary 30-minute conversations. Schedule one here.

For resources discussed in this episode, visit tammacapital.com/podcast.

Follow Paul on LinkedIn.

Resources Featured in This Episode:

Optimize Your Spending to Increase Your Happiness

Aligning Personal Interests with Financial Objectives