Are you counting down to retirement—or wondering if you'll ever feel truly ready? Discover what most pre-retirees overlook in those critical first years: the mindset shift, the hidden impact of debt, and the essentials of a well-diversified income strategy. This episode sets a thoughtful, empowering tone as Tim Riney and Bruce Steinbrock guide you through unexpected hurdles and surprising insights—from healthcare planning to testing your spending “dress rehearsal.” What truly stands between you and waking up every day on your terms? Tune in to find out what it really takes to make your next chapter your best yet.

Tim Riney talks about retirement planning and financial strategies in his show. To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com.