Tim Riney talks about retirement planning and financial strategies in his show. To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com.

Your Total Retirement Plan-Preparing for Market Volatility-December 20, 2025

Tim Riney is the president and founder of Family Wealth Strategies. He helps individuals and families with retirement planning, investment management, legacy planning, and tax-efficient strategies. His focus is on guiding clients to plan for financial security and confidence throughout retirement."Your Total Retirement Plan" is his weekly radio show that combines savvy financial insights and helpful discussion, all centered around your retirement. The show covers a wide range of retirement planning topics, including investments, legacy, income, tax, and healthcare, as well as current and local financial news.  To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com. Insurance products are offered through the insurance business Family Wealth Strategies, LLC. Family Wealth Strategies, LLC is an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Family Wealth Strategies, LLC are not subject to Investment Adviser requirements.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Tim Riney is not a practicing CPA. Neither the firm nor its agents may give tax advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.We do not offer every plan available in your area. Currently, we represent 18 organizations that offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC-insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. 3930296 - 7/24

Business

Tim Riney is the president and founder of Family Wealth Strategies. He helps individuals and families with retirement planning, investment management, legacy planning, and tax-efficient strategies. His focus is on guiding clients to plan for financial security and confidence throughout retirement."Your Total Retirement Plan" is his weekly radio show that combines savvy financial insights and helpful discussion, all centered around your retirement. The show covers a wide range of retirement planning topics, including investments, legacy, income, tax, and healthcare, as well as current and local financial news. To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com.Insurance products are offered through the insurance business Family Wealth Strategies, LLC. Family Wealth Strategies, LLC is an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Family Wealth Strategies, LLC are not subject to Investment Adviser requirements.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Tim Riney is not a practicing CPA. Neither the firm nor its agents may give tax advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.We do not offer every plan available in your area. Currently, we represent 18 organizations that offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC-insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. 3930296 - 7/24

Tim Riney is the president and founder of Family Wealth Strategies. He helps individuals and families with retirement planning, investment management, legacy planning, and tax-efficient strategies. His focus is on guiding clients to plan for financial security and confidence throughout retirement."Your Total Retirement Plan" is his weekly radio show that combines savvy financial insights and helpful discussion, all centered around your retirement. The show covers a wide range of retirement planning topics, including investments, legacy, income, tax, and healthcare, as well as current and local financial news.&nbsp; To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com. Insurance products are offered through the insurance business Family Wealth Strategies, LLC. Family Wealth Strategies, LLC is an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Family Wealth Strategies, LLC are not subject to Investment Adviser requirements.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Tim Riney is not a practicing CPA. Neither the firm nor its agents may give tax advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.We do not offer every plan available in your area. Currently, we represent 18 organizations that offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC-insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. 3930296 - 7/24

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Your Total Retirement Plan-Preparing for Market Volatility-December 20, 2025

Your Total Retirement Plan-Preparing for Market Volatility-December 20, 2025