The financial rules just changed. With the January 2026 proposal to cap credit card interest rates at 10%, millions of Americans are wondering if their debt will vanish or if their cards will be canceled. Simultaneously, the Trump administration's $200B injection into Mortgage-Backed Securities (MBS) is putting downward pressure on mortgage rates, creating a unique window for home buyers.In this video, we analyze:The 10% Cap Impact: Why banks are pushing back and what it means for your credit limit and rewards.MBS vs. Mortgage Rates: How the government-sponsored purchase of bonds is bypassing the Fed to lower your housing costs.Fed Investment Strategy: With the Fed targeting a 3.4% rate by year-end, we discuss shifting from cash into bonds and high-quality equities.

Timestamps

(00:00) Intro(00:33) Will 10% Interest Cap Do More Harm Than Good?(25:47) Lower Mortgage Rates Incoming(35:16) How The Fed Determines Interest Rates(45:26) How Interest Rates Change Your Portfolio