🎙️ EPISODE 21:

Join hosts Aaliyah Duah and Daraine Delevante on this enlightening episode of The Young and Dumb Show as they delve into the journey of Daraine's incredible rise from an immigrant arriving in the US at 21 to becoming a multimillionaire through strategic credit usage.

In this episode, Daraine shares invaluable insights on navigating the world of credit and consumer law, empowering listeners to take control of their financial destiny. In this episode we discussed:

🌟 Daraine's Journey: Daraine tells his story about coming to the US at 21, how his was taken advantage of financially which led him to learning about consumer law. He then used credit and financial literacy to become a millionaire.

🔍 Understanding Consumer Law: Daraine breaks down how to protect yourself from corporate exploitation using consumer protection laws.

💳 Credit Repair Tips: Daraine gives a step by step guide on how you can repair your credit on your own and different tools you can use to remove things from your credit report.

📉 Student Loans: Daraine explains why student loans are technically not allowed to be on your credit report; however, in some cases it can be either useful or harmful to your credit. He also explains how to remove student loans from your credit report if it is not helpful towards your credit.

❌Don't Start A Credit Repair Business: Daraine explains why people should not start a credit repair company and how it is illegal to charge people to repair their credit.

🚀 Empower Yourself Financially: Daraine breaks down how you can start building credit as a teenager and leverage the credit to make money. Gain the knowledge and tools to build a secure financial future and avoid common financial pitfalls.

Tune in to this episode for a masterclass in credit, credit repair businesses, and developing your financial mindset. Don't miss out - hit play now! 🎧

Host IG: https://www.instagram.com/financialrevolutionn/

Website: financialrevolutionn.com

Guest Info:

Text Late Payment to 917-993-5238 to get the late payment Deletion Guide and scripts

Text FICO to 917-993-5238 to get the FICO ebook!

Text Ai to sign up for your FREE 14 Day trial

Link:

Click the Link here to Access the exclusive offer:

https://darainedelevante.com/product/fico-ebook/

https://consumerlawsecret.com/lp-welcome (https://consumerlawsecret.com/lp-welcome)

https://consumerlaw.ai/software-trial (https://consumerlaw.ai/software-trial)

🚀Click Here to View My Website and All products

https://darainedelevante.com

🚀Click here to Follow and keep in touch On instagram

https://www.instagram.com/darainedelevante

Subscribe on YouTube:

https://youtube.com/@DaraineDelevante?si=pY8T9PYhCaqHNpKk (https://youtube.com/@DaraineDelevante?si=pY8T9PYhCaqHNpKk)

🚀Click here to Follow and keep in touch On Facebook

https://www.facebook.com/dfscredithero

#younganddumbshow #financialrevolutionn #financialliteracy #credit #creditrepair #studentloans #aaliyahduah #darainedelevante

0:00 Intro

3:44 Moving From Jamaica To USA

6:30 Why Is Credit Important

10:15 Is A Car A Liability or Asset

14:15 What Is Consumer Law

17:46 What To Do With Your Credit At 18

21:57 How To Repair Your Credit

27:31 Should Student Loans Be On Your Credit

40:56 How To Remove Student Loans Off Credit

43:15 FICO Score Breakdown

46:56 When To Apply For New Credit

48:08 How To Use Credit To Make Money

50:00 Good Books To Read

51:40 Don’t Start A Credit Repair Company

56:00 Credit Repair AI Platform

58:11 Advice To Younger Self

59:52 What Should Parents Have In Place For Their Kids

1:01:46 Talk Yo Ish Segment