Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully.