Sign up to save your podcasts
Or
Share You've Built Wealth, What's Next?
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
You've Built Wealth, What's Next?
You worked for decades to build your wealth. But what happens when it's time to stop saving and start using it? Matt Landon, CFP®, and CEO of Semmax Financial Group, and Larry VanLandingham, CFP®, walk through the shift from accumulation to distribution, covering income planning, tax strategy, and the mindset changes most people are not fully prepared for.
If you are within five years of retirement or already there, this conversation will help you understand where to start, what to watch for, and how to build a plan that gives you real confidence no matter what the markets are doing.
Key Takeaways:
-
Getting to retirement and getting through it are two very different challenges.
-
The shift from saving to spending is harder than most people expect, and it requires a real plan.
-
Taxes are likely your single largest expense in retirement, and the order you draw from accounts matters.
-
Stress-testing your plan against real historical events gives more durable confidence than any headline can shake.
-
You cannot control market noise or political headlines, but you can control whether you have a plan.
-
If you are handing your advisor statements instead of a strategy, you do not have a plan yet.
Chapters:
0:00 Introduction
0:20 Are You On Track? Defining What That Actually Means
2:09 The Mindset Shift from Saving to Spending
6:19 Building an Income Plan for Retirement
8:57 Tax Strategy and the Sequence of Distributions
17:18 Where to Start
18:31 Stress-Testing Your Plan Against Real Market Events
23:16 Tuning Out the Noise
📞 Call us today: 336-856-0080
🌐 Visit our website: https://semmax.com
Disclosure
These materials are for informational purposes only. It is not intended to provide, and should not be relied on for, any tax, legal, or investment advice. Please consult a qualified professional before making decisions about your financial situation. Advisory services offered through Semmax Financial Advisors, Inc. a Registered Investment Advisory firm. Insurance products and services offered through Semmax, Inc. Tax services offered through Semmax Tax, Inc.
Past performance is not a guarantee of future results. All investments include some risk, including loss of principal.
View all episodes
By Semmax Financial Group, Inc.
5
22 ratings
You worked for decades to build your wealth. But what happens when it's time to stop saving and start using it? Matt Landon, CFP®, and CEO of Semmax Financial Group, and Larry VanLandingham, CFP®, walk through the shift from accumulation to distribution, covering income planning, tax strategy, and the mindset changes most people are not fully prepared for.
If you are within five years of retirement or already there, this conversation will help you understand where to start, what to watch for, and how to build a plan that gives you real confidence no matter what the markets are doing.
Key Takeaways:
-
Getting to retirement and getting through it are two very different challenges.
-
The shift from saving to spending is harder than most people expect, and it requires a real plan.
-
Taxes are likely your single largest expense in retirement, and the order you draw from accounts matters.
-
Stress-testing your plan against real historical events gives more durable confidence than any headline can shake.
-
You cannot control market noise or political headlines, but you can control whether you have a plan.
-
If you are handing your advisor statements instead of a strategy, you do not have a plan yet.
Chapters:
0:00 Introduction
0:20 Are You On Track? Defining What That Actually Means
2:09 The Mindset Shift from Saving to Spending
6:19 Building an Income Plan for Retirement
8:57 Tax Strategy and the Sequence of Distributions
17:18 Where to Start
18:31 Stress-Testing Your Plan Against Real Market Events
23:16 Tuning Out the Noise
📞 Call us today: 336-856-0080
🌐 Visit our website: https://semmax.com
Disclosure
These materials are for informational purposes only. It is not intended to provide, and should not be relied on for, any tax, legal, or investment advice. Please consult a qualified professional before making decisions about your financial situation. Advisory services offered through Semmax Financial Advisors, Inc. a Registered Investment Advisory firm. Insurance products and services offered through Semmax, Inc. Tax services offered through Semmax Tax, Inc.
Past performance is not a guarantee of future results. All investments include some risk, including loss of principal.