Terry Ford, financial consultant, has a lot to say about protecting yourself, your family and your livelihood.He insists that we need to be proactive, not procrastinate. We depend on it!Too many people wait until after the fact and then it's too late to protect yourself. I know we never think it will be any of us, but guess what??? Wake up call, we are all susceptible to anything. So let's protect ourselves and our loved ones.Hear what Terry has to say.www.facebook.com/terrymford425