Matt discusses how much you need to retire, where does the number come from, and why it's the 4% rule. 

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LINKS

Trinity study

https://www.aaii.com/files/pdf/6794_retirement-savings-choosing-a-withdrawal-rate-that-is-sustainable.pdf

Spending decreases as we age

See: stages of retirement models and scroll to the recommended annual spending drop https://www.bogleheads.org/wiki/Models_of_spending_as_retirement_progresses#:~:text=Ty Bernicke published a widely,in stages after age 75.

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