Unlock FI

By Mathew McClanahan

Matt McClanahan PT, DPT, OCS explores the world of Financial Independence for Rehab professionals. He discusses topics related to student loans, reducing expenses, and getting that raise in the job yo... more

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FAQs about Unlock FI:

How many episodes does Unlock FI have?

The podcast currently has 20 episodes available.

Unlock FI episodes:

December 18, 2023 020 The Simple Path To Wealth
Today I talk about the book “the simple path to wealth” by JL Collins.

I think it is one of my FAVORITE books on financial independence.

Listen to this weeks episode to find out why.

Sign up for the Monthly Newsletter HERE
Links mentioned:
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
11min
December 11, 2023 019 YNAB And The Envelope Method
If you use Mint to track your budget, it’s going away at the end of 2023.

A budgeting platform I have been using for several years is called You Need A Budget (or YNAB for short).

This week’s episode talks about the envelope method, which is the foundation for YNAB. Then I discuss how YNAB has taken that system and supercharged it with their platform!

Sign up for the Monthly Newsletter HERE
Links mentioned:
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
11min
December 04, 2023 018 Budgeting For Beginners - A Method To Stop Living Paycheck to Paycheck
In this podcast I discuss the 5 steps to creating a budget.
I truly believe this is a bulletproof method to approaching your finances so that you can stop living paycheck to paycheck and start getting ahead!

Sign up for the Monthly Newsletter HERE
Links mentioned:
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
22min
November 27, 2023 017 Understanding Your Employer Match
Do you know what a vesting schedule is?

Partial vs full matching to your retirement account?

Are you leaving FREE money on the table at your job?

I’ll cover all of that on episode 17 of the Unlock FI podcast!

Sign up for the Monthly Newsletter HERE
Links mentioned:
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
12min
November 20, 2023 016 Why I'm Not Paying Back My Student Loans
Let’s discuss paying back your student loans. Do you HAVE to?

Today I discuss what I will be doing (HINT - it’s in the title).

I talk about my exact strategy I will use and hope it gets you thinking about your student loan situation! Enjoy

Sign up for the Monthly Newsletter HERE

Links mentioned:
IDR waiver link - Student Loan Planner
https://www.studentloanplanner.com/idr-waiver-how-to-qualify/
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
20min
November 13, 2023 015 Student Loan Planner Consultation Review
I recently had a consultation with Student Loan Planner about my student loans and what would be the best option for me moving forward. Listen in to hear about the process from start to finish and how much money this call will potentially save me, and potentially save you too!
This episode is not sponsored by SLP, but I wanted to give you all an idea of what the process is like incase you were on the fence about signing up, which you definitely should! Enjoy!
Sign up for the Monthly Newsletter HERE

Links mentioned:
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
24min
October 23, 2023 014 Lifestyle Inflation And How To Minimize It
Lifestyle inflation creeps up on all of us. But when we are clear on what we value, we can trim the fat (our spending) on the things we truly don’t value. Listen in today to learn about lifestyle inflation as a PT and how you can identify when it’s happening to you and what to do about it!
Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
19min
October 16, 2023 013 Why Car Loans Suck
Today on the show I talk about why car loans might be a THE thing keeping you from reaching FI sooner than you’d like. Did you get a new car after you graduated PT school? Are you paying >$300 for your car loan? Listen in to see how that may be costing you over $100,000!
Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
20min
October 09, 2023 012 My Money Story
All of our financial decisions are based on our history with money. Seeing as I will be talking about financial topics on this podcast, I thought it would be fair to give the listeners a background into my financial journey. With this knowledge, you might be able to better understand my approach, even if it is different than yours!
Thanks for listening!

Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
15min
October 02, 2023 011 Coast FI and Rule of 72
Today I talk to you about how a physical therapist making a reasonable salary can achieve Coast FI by their early 40’s. I also talk about how I will be approaching the Coast FI method as I embark on my next PT setting. Listen to find out how you can too!
Coast FI calculator mentioned
https://walletburst.com/tools/coast-fire-calc/
Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
20min

FAQs about Unlock FI:

How many episodes does Unlock FI have?

The podcast currently has 20 episodes available.