Unlock FI

By Mathew McClanahan

Matt McClanahan PT, DPT, OCS explores the world of Financial Independence for Rehab professionals. He discusses topics related to student loans, reducing expenses, and getting that raise in the job yo... more

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FAQs about Unlock FI:

How many episodes does Unlock FI have?

The podcast currently has 20 episodes available.

Unlock FI episodes:

July 24, 2023 010 Student Loan Update and Mindset
Today on the show I cover the HUGE student loan news and the new SAVE plan.
I also talk about mindset surrounding student loans and give some examples on how it could be helpful to look at student loans differently than you have.
Sign up for the Monthly Newsletter HERE
Links mentioned:
Student Loan Planner Calculator
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
28min
July 10, 2023009 How To Make A Budget as a Physical Therapist
Today I break down a few topics relating to budgeting for physios, including:
Why budgeting is important for PT’s

What app’s there are/what I use

Categories of a budget

How to decide how much money to put towards each category

Checks and balances on the budget
Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
39min
May 31, 2023 008 Five Books For FI
Today I discuss, in order, the top 5 books I think every PT who is pursuing FI should read. Listen in to figure out what the books are and why I think they are beneficial to PT’s!
Sign up for the Monthly Newsletter HERE
Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
22min
May 08, 2023 007 Can You Achieve FI On a PT Salary With Student Loan Debt?
EXTRASODE - 2 for 1 today.
Today I'm debunking the thought that PT school is a bad financial decision. Is it true that we aren't paid as much as we should be for a doctoral degree?Sure. Is the debt we take on insane? Absolutely. But can you live a life of abundance as a PT with this debt and still become financially independent? 100%!!
Pre-PT and SPT's can get discouraged about the decision they've made to become a PT.
Current PT's can feel like there is no hope for getting out of their student loans and saving for retirement.
I hope you enjoy the episode and let me know your thoughts in the comment GOOD OR BAD. All points are valid.

Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
30min
May 08, 2023 006 Investing and Index Funds
Today Matt talks about the difference between investment accounts and investments! Is a 401k an investment? investment account? What about a Roth IRA? All this is answered on todays podcast.
Matt also talks about what an index fund is. If you’ve heard the term buzzing around the FI world, Matt dives into what it is and why you should almost certainly have them as a part of your FI journey.

Sign up for the Monthly Newsletter HERE

Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
26min
April 24, 2023 005 Pillars of FI
Today I discuss what I think are the Pillars of FI! Spotify listeners, I would love your feedback after you listen to the show, answer the question on what you would add.

Sign up for the Monthly Physio FI Newsletter HERE

Links mentioned:
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube

Music by ComaStudio from Pixabay
...more
27min
April 03, 2023 004 The Most Precious Resource In The World
Today we discuss the most precious resource in the world: your time. What would you do with your time if you had all the money you needed and no financial worries?

Links mentioned:
https://jamesclear.com/value-of-time

Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
Music by ComaStudio from Pixabay
...more
21min
March 15, 2023 003 How Much Do You Need To Retire?
Matt discusses how much you need to retire, where does the number come from, and why it's the 4% rule.
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
LINKS
Trinity study
https://www.aaii.com/files/pdf/6794_retirement-savings-choosing-a-withdrawal-rate-that-is-sustainable.pdf
Spending decreases as we age
See: stages of retirement models and scroll to the recommended annual spending drop https://www.bogleheads.org/wiki/Models_of_spending_as_retirement_progresses#:~:text=Ty Bernicke published a widely,in stages after age 75.

Music by ComaStudio from Pixabay
...more
18min
March 06, 2023 002 How To Earn Southwest Companion Pass
Matt discusses how the Southwest Companion pass is the #1 Travel Hack. You’ll learn what it is, how he gets it every 2 years, and actionable steps you can do now to get it for yourself!
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
...more
29min
February 27, 2023 001 Financial Independence as a Physical Therapist
Join Matt McClanahan PT, DPT, OCS as he tells you what this podcast will be about and what you can expect moving forward! We would love it if you joined the Facebook group, Followed on IG, and Subscribed on Youtube so you never miss any information and are surrounded by like minded individuals on the path to FI!
Financial Independence for Physical Therapists FB group
Unlock FI Instagram
Unlock FI Youtube
...more
9min

FAQs about Unlock FI:

How many episodes does Unlock FI have?

The podcast currently has 20 episodes available.