Unlock FI

Unlock FI

By Mathew McClanahanEducation
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Unlock FI episodes

  • 010 Student Loan Update and Mindset

    Today on the show I cover the HUGE student loan news and the new SAVE plan.

    I also talk about mindset surrounding student loans and give some examples on how it could be helpful to look at student loans differently than you have.

    Sign up for the Monthly Newsletter HERE

    Links mentioned:

    Student Loan Planner Calculator

    Financial Independence for Physical Therapists FB group

    Unlock FI Instagram

    Unlock FI Youtube

    Music by ComaStudio from Pixabay

    28 min
  • 009 How To Make A Budget as a Physical Therapist

    Today I break down a few topics relating to budgeting for physios, including:

    • Why budgeting is important for PT’s
    • What app’s there are/what I use
    • Categories of a budget
    • How to decide how much money to put towards each category
    • Checks and balances on the budget
    • Sign up for the Monthly Newsletter HERE

      Links mentioned:

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      Music by ComaStudio from Pixabay

      39 min
    • 008 Five Books For FI

      Today I discuss, in order, the top 5 books I think every PT who is pursuing FI should read. Listen in to figure out what the books are and why I think they are beneficial to PT’s!

      Sign up for the Monthly Newsletter HERE

      Links mentioned:

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      Music by ComaStudio from Pixabay

      22 min
    • 007 Can You Achieve FI On a PT Salary With Student Loan Debt?

      EXTRASODE - 2 for 1 today.

      Today I'm debunking the thought that PT school is a bad financial decision. Is it true that we aren't paid as much as we should be for a doctoral degree?Sure. Is the debt we take on insane? Absolutely. But can you live a life of abundance as a PT with this debt and still become financially independent? 100%!!

      Pre-PT and SPT's can get discouraged about the decision they've made to become a PT.
      Current PT's can feel like there is no hope for getting out of their student loans and saving for retirement.
      I hope you enjoy the episode and let me know your thoughts in the comment GOOD OR BAD. All points are valid.


      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      Music by ComaStudio from Pixabay

      30 min
    • 006 Investing and Index Funds

      Today Matt talks about the difference between investment accounts and investments! Is a 401k an investment? investment account? What about a Roth IRA? All this is answered on todays podcast.

      Matt also talks about what an index fund is. If you’ve heard the term buzzing around the FI world, Matt dives into what it is and why you should almost certainly have them as a part of your FI journey.


      Sign up for the Monthly Newsletter HERE


      Links mentioned:

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      Music by ComaStudio from Pixabay

      26 min
    • 005 Pillars of FI

      Today I discuss what I think are the Pillars of FI! Spotify listeners, I would love your feedback after you listen to the show, answer the question on what you would add.


      Sign up for the Monthly Physio FI Newsletter HERE


      Links mentioned:

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube


      Music by ComaStudio from Pixabay

      27 min
    • 004 The Most Precious Resource In The World

      Today we discuss the most precious resource in the world: your time. What would you do with your time if you had all the money you needed and no financial worries?


      Links mentioned:

      https://jamesclear.com/value-of-time


      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      Music by ComaStudio from Pixabay

      21 min
    • 003 How Much Do You Need To Retire?

      Matt discusses how much you need to retire, where does the number come from, and why it's the 4% rule. 

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      LINKS

      Trinity study

      https://www.aaii.com/files/pdf/6794_retirement-savings-choosing-a-withdrawal-rate-that-is-sustainable.pdf

      Spending decreases as we age

      See: stages of retirement models and scroll to the recommended annual spending drop https://www.bogleheads.org/wiki/Models_of_spending_as_retirement_progresses#:~:text=Ty Bernicke published a widely,in stages after age 75.


      Music by ComaStudio from Pixabay

      18 min
    • 002 How To Earn Southwest Companion Pass

      Matt discusses how the Southwest Companion pass is the #1 Travel Hack. You’ll learn what it is, how he gets it every 2 years, and actionable steps you can do now to get it for yourself!

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      29 min
    • 001 Financial Independence as a Physical Therapist

      Join Matt McClanahan PT, DPT, OCS as he tells you what this podcast will be about and what you can expect moving forward! We would love it if you joined the Facebook group, Followed on IG, and Subscribed on Youtube so you never miss any information and are surrounded by like minded individuals on the path to FI!

      Financial Independence for Physical Therapists FB group

      Unlock FI Instagram

      Unlock FI Youtube

      9 min

    About Unlock FI

    From the publisher's feed

    Matt McClanahan PT, DPT, OCS explores the world of Financial Independence for Rehab professionals. He discusses topics related to student loans, reducing expenses, and getting that raise in the job…