Trailblazer, serially successful, Fintech vet and a shaper of the industry's future... those are some takeaways I had from my conversation with Randy Bullard, the General Manager of Wealth Management for SigFig. SigFig is one of the industry's early players in the digital financial advice space, starting out by going to directly to consumers and now providing its elegant tech to financial advisors. Some big names like UBS and Citizens Financial have adopted the SigFig tech. But before SigFig, Randy pioneered the UMA industry. Co-founding Placemark and building the platform over 11 years, before selling to Envestnet. Randy is often asked to speak on the future of the industry and how technology will shape our firm's future. And today we were lucky enough to have that Crystal Ball conversation on our future with the man himself, Randy Bullard.