Is critical illness insurance actually critical to have? In this episode, Scott and Chris dig into what a CI policy is, how it works, and whether it deserves a place in your financial plan — even if you're young, healthy, and think you've got it covered. Scott makes the case for why he's had coverage in place since age 25, shares a personal story about his mom's cancer diagnosis, and breaks down key considerations like corporate vs. personal ownership and how CI can work alongside your disability policy. Chris comes in as the skeptic — and might just leave a convert.

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