The Truly Rich Life Project—Because the richest lives are built on more than money.

027 | The Long Game Investing in Music, Money, and What Matters with John Cunningham


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What if learning to play an instrument could teach you more than music?

In this episode of The Truly Rich Life Project, Melissa sits down with John Cunningham, founder of Zuwalla School of Music, to explore the unexpected connections between music education, self-expression, and long-term growth. From joyful toddler singalongs to adult students rediscovering creativity, John shares how music becomes both a personal outlet and a lifelong teacher.

Together, they explore why musical progress—just like financial growth—is rarely instant, but always rewarding. Whether you're learning an instrument, planning your financial future, or trying to tap back into joy, this conversation is a reminder that the richest lives are built through small steps, practiced patience, and a whole lot of presence.

🔑 In This Episode:

  • How John’s early love of music shaped his teaching philosophy
  • Why singing is often the best place to start—even for adults\
  • The impact of judgment on creativity (and how to overcome it)
  • Music as an outlet for stress, emotion, and self-discovery
  • Why musical structure and emotional expression both matter
  • The connection between improvising music, cooking without a recipe, and investing
  • What parents should know about introducing music to their children
  • How John helps students build confidence to keep learning long after lessons end

🎧 Highlights:

“Music is about connection. If you play it safe, you limit how deeply you connect.”

“Improvisation teaches you how to think musically—not just how to play notes.”

“Great music—and a great life—both take patience, presence, and trust in the process.”

🌐 Learn More About John:

Website: Zuwalla School of Music

Local to North Georgia? Catch John performing Thursdays at Dos Margaritas in Hickory Flat

Virtual and in-person music lessons available for students of all ages

💌 Stay Connected:

Love this conversation? Be sure to:

  • Subscribe to the podcast so you never miss an episode
  • Share this episode with someone rediscovering their creative spark
  • Join the newsletter for thoughtful money tips and life inspiration: melissamoss.co/newsletter
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The Truly Rich Life Project—Because the richest lives are built on more than money.By Melissa Moss, CFP®