Do work an endless cycle of off-duty extra jobs just to pay the bills each month?  Are you facing overwhelming debt, or dealing with other poor financial practices that keep you from feeling like you'll ever get ahead?  In this episode, I suggest that in difficult situations such as getting out of debt and ahead in our finances we must take immediate and drastic actions to "stop the bleeding."  I offer three very practical steps for eliminating debt, and explain how to implement each step.