The world is the true classroom and evaluated experience is our best teacher.2020 has been a helluva experience for the most of usIn this episode let's evaluate the money lessons that we've all learned this year para mas mapaghandaan natin ang 2021!👋🏽Download the Intentional Spending Plan here!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here.