Tired of making financial resolutions that fail?

88% of resolutions don’t even make it past two weeks, especially when it comes to money.

But there’s a better way!

In this video, I will show you why resolutions fail and share the 5-step Payday Checklist that helped me:

- Pay off debt

- Build an emergency fund

- Start investing

- Grow my net worth by 30% in just one year!

What You’ll Learn:

1. The 3 reasons why financial resolutions don’t work, including unrealistic goals, restrictions, and relying on willpower alone.

2. How to replace resolutions with a practical Payday Checklist.

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Download my Intentional Spending Plan: https://jayadriantolentino.com/resources

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UAE - AED 25US and Canada - $20UK - GBP 10EU - EUR 10

WHAT: Financial Goal Setting Webinar

WHEN: DEC 28, 3PM (PH) / 11AM (UAE)

REGISTER HERE:

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Are you ready to take charge of your financial future but don’t know where to start?

​This free webinar is designed to help you set clear, actionable financial goals to help you achieve them.

​Managing finances can feel overwhelming, leaving you stuck in a cycle of confusion, frustration, and missed opportunities.

​That’s why we’ve created this session to give you the tools and clarity you need to break free and take control of your money.

​What You’ll Learn:

In this episode, we explore the growing trend of DINK couples—those who are Dual Income, No Kids—and how this lifestyle is reshaping traditional ideas about family, finances, and fulfillment.

Our special guest, Sharday Filio, a seasoned marketing and public relations professional based in Dubai, shares her experience of choosing a child-free life with her husband, Jeremy. Married since 2021, they’ve embraced a lifestyle that prioritizes freedom, flexibility, and pursuing their shared passions, like traveling.

WHAT YOU’LL LEARN:

Connect with Sharday: https://www.instagram.com/shardraco/

Join our community: https://whop.com/peraandpurpose/

We often view wealth-building as securing our future, but what if you never get to enjoy it?

This episode explores the philosophy from Bill Perkins' Die With Zero, which encourages aligning your resources with meaningful experiences. Rather than saving everything for later, Perkins argues that true wealth is found in experiences, not just in money. We'll dive into how this mindset can lead to a more fulfilling life, avoiding the trap of working too long and missing out on joy and opportunities.

What You'll Learn:

Join the community: https://whop.com/hub/peraandpurpose/

Christmas is the most wonderful time of the year, pero madalas, ito rin ang panahon ng "overspending."

Pagkatapos ng holidays, ang daming nauuwi sa utang dahil sa impulsive shopping at di-planadong gastos.

Ayon sa Bangko Sentral ng Pilipinas, ang household consumption ay tumataas tuwing fourth quarter dahil sa holiday spending.

Sa podcast na 'to, pag-uusapan natin ang mga simpleng paraan para mag-enjoy sa Pasko nang walang financial hangover.

By the end of this episode, you'll learn how to take control of your holiday spending para ma-enjoy ang Pasko ng walang financial stress.

Join our community for free: https://whop.com/peraandpurpose/

Many Filipinos struggle to build wealth, not because they aren't working hard, but due to cultural expectations around money.

In the Philippines, finances are closely tied to family and community, often leading to pressures that keep people financially stuck.

Obligations like supporting extended family or maintaining appearances can hurt financial health.

This episode explores how these cultural norms prevent financial freedom and offers ways to shift your mindset, so you can use money in a way that serves you, rather than being controlled by societal pressures.

🧠What You’ll Learn:

📢Join our Community: https://whop.com/peraandpurpose/

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Ang ironic, di ba? The less money you have, the more expensive life becomes. It sounds counterintuitive, but this is the harsh reality for many Filipinos.

Everyday expenses like healthcare, housing, transportation, and even food cost more for those who are struggling financially. And the worst part? These costs trap people in a cycle of poverty.

According to studies, people living in poverty face what’s known as the "poverty penalty." The limited resources and options available to them lead to higher costs and fewer opportunities to escape their financial struggles.

In today’s episode, we’re going to dive deep into why it costs more to be poor in the Philippines, from direct and systemic costs to hidden barriers and how we can start addressing these issues—both as a society and individually.

What You'll Learn:

Join our Patreon Community today: https://whop.com/hub/peraandpurpose/

So my wife and I just bought our first (and only) car, and let me tell you, it wasn’t easy navigating all the choices.

From figuring out what we needed to what we could afford, we learned a lot along the way.

And by the end of this episode, I’ll share a smart strategy we discovered that can help you manage your interest payments.

So, whether you’re in the market for a new car or just curious, stay tuned!

What You'll Learn:

- Determining budget and affordability

- Navigating the car shopping process

- Running the numbers and final negotiations

- Smart strategy for managing interest payments

Join our learning community for the free car calculator template: https://whop.com/hub/peraandpurpose/

In this eye-opening Halloween episode, we explore real-life stories of individuals and families who experienced dramatic financial downfalls. These cautionary tales serve as powerful reminders of the importance of financial literacy and prudent money management.

What You'll Learn:

- The importance of risk management in wealth preservation

- Why being a good steward of your resources matters

- Understanding the language of money

- The necessity of setting aside money for yourself, even as a provider

- How to manage expectations in financial relationships

- The critical need to fully understand a business before investing

- Why continuous innovation is crucial in business

- The dangers of lifestyle inflation

- The importance of diversifying your financial knowledge and not relying solely on others

Join our learning community here

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We’re excited to announce a new partnership with TagM Marketing Solutions, represented by Papa Marky! This collaboration means we’ll be bringing you weekly episodes to help us reach even more people with valuable insights.

We’re also launching a Patreon community, and you can join for free. Early supporters will get exclusive perks, including the ability to request an episode, receive a member shoutout, and enjoy discounts on coaching and courses. Plus, both free and paid members will have access to a curated resource list and a community chat.

Join our Patreon Community today:

https://www.patreon.com/peraandpurposepodcast