Pera and Purpose Podcast

Ever wondered kung paano ka kikita ng bonggang-bongga, i-level up ang iyong budgeting skills, at wiser sa iyong investments gamit ang AI.I’m talking about Artificial Intelligence, or AI, at paano ito magiging game-changer sa iyong financial life!"AI? 'Di ba pang techie or big companies lang 'yan?"Saka parang ang complicated na topic, hahaluan mo pa ng personal finance!Nope, mali kayo d'yan!This episode will break that stereotype.Kahit saan ka man sa mundo, especially sa mga kababayan natin di...

Akala natin, pag sinabing luxury, kailangan laging malaki ang gastos.Branded na damit, magarang kotse, laging kumakain sa labas.Glamorous sa tingin pero in reality, nakaka-stress 'pag nakikita mo ang bank statement mo, 'di ba?Marami akong naririnig na kwento from OFWs dito sa UAE na nahuhulog sa trap na 'to.Ang ending?Utang here, utang there, utang everywhere.Pero guess what?May mas better na way.Oo, tama 'yung narinig mo: pwedeng mag-luxury na hindi kailangang magastos.And I call it “Frugal ...

In my early days of learning Personal Finance, I have always relied on others to grow my money.This is why I fell for scams, bought expensive but inadequate insurance, locked myself into a 15-year savings plan with risk of losing my money if I stop my contributions, discovered my advisor's dishonesty, and purchased a property without stable employment.Unfortunately, just like me in 2015, marami pa rin akong nakakausap who are not fully in control of their finances.They rely on their relatives...

It’s back to school season!Marami sa atin ang natuto about math, science, history pero when it comes to Personal Finance?Wala!No one taught us how to budget, save, or invest.Instead, nalaman na lang natin itong mga bagay na to the moment we started earning money for ourselves.At ang lagi kong naririnig sa mga nakakausap ko eh, sana nalaman ko to nung bata pa lang ako.Ako rin, yan din ang sinabi ko.So today, we’ll talk about the things I Wish School Taught Me About Money🧠What You'll Learn:&nbs...

Today, we're diving deep into a topic that's dear to my heart—Investing.Sa panahon ngayon, nakakatempt mag-invest sa dami ng mga nagsusulputang investments, strategies and ways to get rich faster.Pero do you really know what you're getting into?I've been there—nag-invest without proper understanding, guided only by the excitement and dreams of quick riches.Ang resulta? Napakalaking financial setback.Sayang ang oras, pagod at pera, diba?I wish someone had shared with me the essential thi...

We've all been there; even the brightest minds can sometimes make financial choices na talagang mapapakamot ka na lang ng ulo.But don't be too hard on yourself.It's a common, human error.In this episode, we'll uncover the triggers and hidden biases that explain why smart people sometimes make stupid investment decisions.🧠 What You’ll Learn:Introduction to Cognitive BiasesBiases Affecting Self-Perception and Decision MakingBiases Impacting Risk Perception and Response to Loss/GainBiases Influe...

Money is a tool that can be used for God’s purposes.This episode is not just for those struggling with money issues but for anyone looking to refine their relationship with wealth and to discover a more fulfilling, God-centered approach to personal finance.Join me in exploring how our financial choices can serve not just ourselves, but also our community, and ultimately, God's kingdom.It's not about the money itself - it's about finding God's purpose for it in your life.This episode could ver...

Have you ever heard the saying, 'You only need to get rich once'?It's a simple but powerful idea.Once you've saved a good amount of money, the most important thing is to keep it safe.Of course, it's good to keep looking for ways to make your money grow.Whether you're investing, handling a business, or even just saving your money, there's always a degree of risk involved.But let's be clear about one thing: no risk that can wipe you out is ever worth taking.At yan ang pag-uusapan natin sa episo...

In this episode, we're diving deep into the world of financial 'rules of thumb.' These are simple guidelines that can serve as your compass in navigating your journey towards financial independence. Whether you're grappling with how much to save from your income, how to manage your debt, or wondering about the right insurance coverage, we've got you covered! These insights will be straightforward, practical, and easy to understand, no matter where in the world you're working or...

When it comes to money, what does 'enough' mean to you?It's a question that can prompt a variety of answers.For some, it might mean being able to afford all the needs and wants.For others, it might mean feeling secure about the future.But the truth is, understanding 'enough' is crucial to achieving financial contentment.So how much is ever enough Kuya Jay??Yan ang pag-uusapan natin today!🧠What You’ll Learn:The Contrasting Views on 'Enough'Understanding Why We Often Feel We Don't Have EnoughTh...