Do you feel as though you are working so hard to be wise with your money but you never seem to get ahead? Or have you been working your tail off, but at the end of the month, you don't have much to show for it?Yes, issues like inflation and recession are genuine concerns that can seem like major impediments. But even when the economy isn't insane, if you don't establish any financial goals, you'll probably still feel like you're going nowhere.Don't worry. It's not as difficult as it sounds, s...

It’s the Christmas season, and the end of the year is just around the corner. This is a great time to take a quick look at your finances to make sure you're ready for 2023.Before we get so busy with our New Year’s resolution, I'm going to review a list of important things every individual should do before the end of the year to get their finances in order.What you'll learn:- The important year-end checklist using the 4 pillars of personal financeAsk Kuya Jay: https://forms.gle/E6hWB5zKFnqP2zi...

Do you feel stuck in your life right now?You’ve been working for so long and your income has not grown.Isa lang ibig sabihin nyan, you need to learn something new!I know it's hard to believe that something as simple as learning a few new skills can make a big difference in what you earn, but it's true.The more skills you have under your belt, the more options you have in the job market, and the more money you can earn by doing work that makes you happy.Today we're going to be talking about th...

Saving more money remains to be one of the most troublesome financial concerns by many Filipinos.Some of the most common pieces of financial advice you’ll hear is to live on a tight budget, to be frugal and to spend wisely. While these are not bad, being on the defensive side of your finances won't be enough to help you win in your finances.In this episode, I share the 4 resources I learned to use over the years which helped me increase the number of my income sources and savings.What you’ll ...

Have you ever wondered why no matter how much salary increase you make or extra money you get, eh wala ka pa ring naiipon.More money, same problems.Baka isa ka sa mga biktima ng Lifestyle Inflation o ang dahan-dahang paglaki ng iyong gastusin habang lumalaki ang iyong kinikita.There are many things that contribute to this horrible phenomenon and this is worse than the usual inflation that we are are facing.We tend to ignore or forget about these expenses and spend money on ourselves every tim...

We all know that our success lies within our own two hands.Walang ibang magpapayaman kung di ang ating sarili lang.This is why Self-leadership can help you get ahead in your career, life and finances!However, what does it really mean to be our own leader and how do we even develop that mindset when everything is against us?You’re lucky because today we are joined by Sean Si who learned how to lead himself to success to become a CEO at a young age of 22!He is the CEO and founder of SEO Ha...

Seigmond “Mang Emong” Abad started his journey as an Overseas Filipino back in 2014. His extensive background in banking and never-give-up attitude helped him succeed as a Financial Advisor from the day he started working.We both met in 2018. We teamed up as advisors and started our project called Empowered Expats - a series of vlogs that focused on personal finance and personal development. In 2019, together with some of our friends, we co-founded a creative design company to serve as anothe...

The dollar is at its strongest in over two decades.Napakadami talagang pagsubok ngayong taon, dumagdag pa ang pagbaba ng halaga ng Philippine Peso.As I speak, 1 USD = 58 pesos, and 1 AED = 16 pesos!Buti pa ang dollars, nagmamahal. Yung crush mo, may iba ng mahal.Pero bago ka pa humugot dyan. Alamin mo na lang kung bakit nagkakaron ng currency fluctations, ano ang epekto ng pagbaba ng PH peso, at ano ang mga pwede mong gawin para kumita ngayong mababa ang halaga ng bawat piso mo.What will you ...

For the past several months, there has been a couple of companies that are going public, raising funds with the goal to grow their business further.Siguro nakarinig ka na rin ng mga tsismis or nakita mo sa social media ang mga taong nag profit sa dahil sa Initial Public Offering ng isang company.Pero..What exactly is an IPO, how does it work and why do companies engage in this activity?How can you invest but most importantly, should you REALLY invest in an IPO?Yan ang pag uusapan natin today ...