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Everyone knows a little about insurance, but there's a very good chance you've got insurance all wrong. So many people are underinsured and don't even realize, whether it's personal or business insurance, you always need more insurance than you realize. This week, I cover all things insurance so you never feel underprepared or underprotected. 

Key Points:

• Never skip on insurance when you're trying to run a business
• If you're making money on any of your assets you need commercial insurance
• Errors and omissions policy
• Umbrella policies