Life insurance shouldn’t be one of those things you put off thinking about—because you (and the people who depend upon you) could need it at any time. But many do wonder if it’s worth the monthly premiums.

What about you? How do you know if it’s necessary for you? And why do we need life insurance anyway?

In today’s episode, we sit down with Spencer Bennet, a former life insurance agent who is now going back to school to get his education degree.

Spencer talks through what insurance is for, how you can structure your insurance to properly cover both you and your family, and how to ensure you aren't over-insured.

If you have any other questions regarding insurance, reach out to us at [email protected] and we will do our best to get you in contact with the right people.