In this episode, Eric provides some real life examples of why having an emergency fund is so important. While Tim and Wil provide some insight into self-insurance and why this is such an important concept to discuss.

Hope you enjoy the episode!

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If you have any feedback, have topics you would like us to discuss, or if you would like to come on the show, feel free to email us at [email protected].

Passiv Investment App: https://passiv.com

Hi again! It’s been awhile. Life is just crazy busy, but we are trying to slowly get into the swing of things as fall enters. We gave a little bit of a feedback on the current markets and what is going on lately in the markets.

If you have any feedback, have topics you would like us to discuss, or if you would like to come on the show, feel free to email us at ⁠[email protected]⁠

Passiv Investment App: ⁠https://passiv.com

Hi again! It’s been awhile. A LONG while. But we’re back. This episode is a little update about what we’ve been up to, our investments and big life happenings. We’ve got some BIG and fun things that have been going on in the meantime. A few things that we talked about this episode…

-       Tim ran into a listener of the show

-       Passiv investment application

-       Eric talks about how his dividends have been growing

-       How hustling in his 20’s has given Will freedom to take significant time off work

-       Tim has finally earned Wealthsimple premium, and Will has earned Wealthsimple generational

If you have any feedback, have topics you would like us to discuss, or if you would like to come on the show, feel free to email us at [email protected]

Passiv Investment App: https://passiv.com

In this episode, Eric and Tim discuss the ins and outs of a shared passion – budgeting. They see budgeting as more than a math calculation; they see it as aligning your values with your finances and a means to experiencing peace of mind. They also realize that there are a lot of challenges associated with budgeting, especially in getting started with your first budget. In this episode, Eric and Tim discuss the following topics:

-       Budgeting as a reflection of your values

-       Budgeting as a life enhancer – not a restrictor

-       Various budgeting methods

-       Building an emergency fund

-       Budgeting for variable income, such as commission or seasonal

-       Evaluating your budget

If you have any feedback, have topics you would like us to discuss, or if you would like to come on the show, feel free to email us at [email protected]

Lending Tree Article: https://www.lendingtree.com/personal/budget-to-pay-off-debt/#:~:text=50%2F30%2F20%20budget&text=50%25%20of%20your%20income%20should,toward%20savings%20and%20debt%20repayment.

Hey everyone!

Sorry for MIA all summer, but we are back! Tim, Eric, and Will were all busy during the summer and had to take a break. It's good to be back recording once again.

In this episode we caught up on each other's summer and how each other is doing overall.

We touched on the current economic environment in the world and why markets have been dropping recently. A few things we noted were the reduction in fed balance sheets via QT, as well tight macro conditions due to interest rate being so high.

It was good to be back! Let us know if there is anything you want to hear about and if you would like to come on the show feel free to email us at [email protected]

In this episode, Miro Svoboda returns to discuss the most common questions that he has received from RCMP members about their pension plans. While this is an excellent episode for any member of the RCMP to listen to, it will also be extremely beneficial for anyone else who has a defined benefit pension. Some of the topics discussed include:

If you have any questions for Miro, please feel free to reach out to Miro and his team by email. And don’t forget to check out his YouTube channel for more excellent personal finance content.

Email: [email protected]

Youtube: Easy Retirement with Miro or https://www.youtube.com/@easyretirementwithmiro

First Home Savings Account (FHSA)

After grocery and other rebates

On this episode of The Financial Classroom, our special guest is Tim’s brother Michael. Michael self-describes himself as having become a 6-figure millennial by accident. However, he goes on to clarify that he achieved this feat by keeping expectations realistic about the lifestyle he can afford. Listen in as Michael talks about:

If you are a 6-Figure Millennial or want to come on as a guest, feel free to reach out to us at [email protected] or find us on Instagram or Facebook.

Episode 69