Most people buy personal insurance when life is busy; mortgages, kids, careers; but years later the renewal notice arrives and you wonder: Do I still need this?

In this episode, Nathan and Jordan break down the four core types of personal insurance (Life, TPD, Trauma and Income Protection) and reframe the whole conversation away from products and premiums, and toward the events that actually change your life.

They explore: • How to think about financial consequences of death, disability, critical illness or temporary loss of income • How to assess what you can "self-insure" vs. what would devastate your family • Why reviewing cover every 1–2 years protects you from over- or under-insuring • The hidden dignity and freedom insurance can provide during the worst moments of life.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.