Family trusts can feel like a maze, especially during separation or divorce. In this episode, Nathan and Jordan unpack why family trusts exist, what it means when you’re asked to sign trust documents, and the risks of doing so blindly. They explain the real purposes of trusts, like asset protection and tax minimisation; while highlighting the confusion and vulnerability many people feel. Whether you’re navigating divorce or simply curious, this episode will help you approach trusts with clarity and confidence.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch. 

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

When a parent’s health declines but they refuse aged care, families face an emotional and practical dilemma. In this episode, Nathan and Jordan explore how to balance safety with respecting your parent’s independence, the toll it takes on family members, and practical steps you can take to ease the situation.

From assessments and home safety tweaks to documentation and family meetings, we share insights to help you navigate one of the hardest conversations you’ll ever face.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch. 

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

In this follow-up to Part 1, Nathan and Jordan dive deeper into Anne’s complex question about separation, super, and aged care.

They unpack how Centrelink assesses whether someone is considered a spouse, the five key factors that determine separation, and how aged care rules—like the “protected person” definition—can drastically affect assessments.

They also explore what happens when power of attorney and defined benefit pensions collide.

A real-world look at the messy, interlinked nature of retirement, aged care, and estate planning.

While Nathan and Jordan try to shy away from Jargon, there are so many rules and specifics in this ep, it can get a bit curly.  

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

In this listener question episode, Nathan and Jordan unpack a complex scenario: a long marriage, an amicable separation under one roof, and a defined benefit pension.

What happens if one partner passes away? 

How do reversionary pensions work, and what actually counts as a “spouse” under superannuation law?

They explore the grey areas, the role of trustees, and why there’s rarely black-and-white certainty when family law and superannuation collide.

This one gets a bit wordy!

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

Have you got a Self-Managed Super fund, but don't fully understand the rules?

Self-Managed Super Funds can give you more control; but they also come with serious responsibilities. 

In this episode, Nathan and Jordan unpack what it really means to be a trustee. From the duty to act with honesty and diligence, to the sole purpose test, to record-keeping and audits, they explain the key obligations and common mistakes that catch people out. If you’ve got an SMSF, or are thinking about starting one, this episode is essential listening.

You can also get more informatino on SMSFs from the ATO here: Self-managed super funds | Australian Taxation Office

And The ATO have education here:  Self-managed super fund education products | Australian Taxation Office

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

Fresh from a divorce settlement and thinking about a new car? 

Nathan and Jordan unpack the financial and emotional factors to consider when answering a question from a listener, from the independence a new car can bring to the real cost of loans and novated leases. 

They explore opportunity cost, budgeting, dealership traps, and how to decide what’s right for your situation.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

When can you access your super, and how does that interact with the age pension?

In this episode, Nathan and Jordan respond to a listener question about using super to pay off a mortgage and the impact on pension eligibility.

They clarify the difference between accessing super and qualifying for Centrelink payments, explain conditions of release, and break down the asset and income tests. A practical conversation on how retirement decisions are shaped by both rules and lifestyle goals.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

In this episode of Weaving Gold, Nathan and Jordan walk through the real stages of separation—before, during, and after—and explain exactly how a financial adviser can support women at each point. From those first confidential calls (“Can I even do this?”) through to preparing for mediation and rebuilding life after settlement, they outline the practical and emotional role advice can play. This episode is for anyone feeling unsure, overwhelmed, or stuck in financial ambiguity during separation—and for those supporting them.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

The shift to residential care is often seen as a loss—but new reforms aim to make staying at home not only possible, but practical and empowering. In this episode, Nathan and Jordan unpack the upcoming Support at Home changes coming this November. They explore how care will be delivered, what services will be available, and how funding will work across clinical, independence, and daily living supports. This is the biggest shift in home care we’ve seen—and families need to be prepared.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143. 

Every July, your feed fills with super funds boasting about last year’s returns. But what do those numbers really mean—and should you switch funds based on them? In this episode, Nathan and Jordan unpack what super fund performance figures leave out, how to tell if your fund is actually performing well, and how to spot misleading marketing tactics. Plus, they explore risk levels, fund labels, and how to avoid scams targeting your super. A must-listen before making any big decisions.

Nathan:

[email protected]

www.nathanfradley.com.au

Jordan:

[email protected]

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.