Filipinos love free stuff, even in getting financial advice.But is free advice really for free? If not, then how much does free advice cost?Also, why would you pay for a piece of financial advice if you can watch YouTube videos and a lot of Financial Advisors offer it for free?Here’s the thing….Consumers need to understand that Financial Advisers who offer free advice are intermediaries and are not doing charity. They are are compensated by financial companies via commissions. If they ar...