Many of the assumptions you hold near and dear may not be true at all- like college. Discuss with your children or grandchildren what they want their future to look like. Take steps now to help them achieve that future. You will be surprised that what you want for them may be different than what they want for themselves. Many people graduate from college, only to realize that they choose the wrong path. This strategy can save you and your family a lot of time and most of all, MONEY! Teresa and her son decided that starting a business in his early 20's would be much better for him than spending $250,000 on going off to college. Now at only 24 years old, the HVAC business he started is thriving. Start by questioning many of your long-held notions about how the world is, and how it should be. Questions like: Why do all kids have to go to college? Is this right for my children or grandchildren? Can setting them up in a business be better?