Vener has endured several financial setbacks in his life, including indebtedness, overspending and several failed businesses just to name a few. However, sometimes when things are falling apart, they may actually be falling into place.Listen to how he started his life as an Overseas Filipino in the UAE. After working at one of the biggest retail conglomerates in the UAE for 14 years as a Senior Design Manager, he founded Convertness.com (former AEDBuilder.ae) -- a web design and sales fu...