Welcome to the Balanced FI Podcast, episode 10! Thank you so much for listening in! 

After you download the free Debt Payoff Planner, fill it in by listing all of your debts. 

Next, choose a payoff method - debt snowball, debt avalanche, or a hybrid method -  that works with your life and personality.

Finally, calculate your rolling debt payment amount and put it into practice in your own financial life. Use this method to keep your motivation up, to stay engaged in the long debt-payoff process, and really speed the timeline up. 

Resources:

Read: Financial Security Step 5, Create a Debt Payoff Plan

Download: Debt Payoff Planner

Read: Financial Security Step 2a, Save a Mini Emergency Fund

Read: Financial Security Step 3, Save for Recurring Expenses

Read: Financial Security Step 4, Calculate your Net Worth

Read: Financial Security Step 6, Create a Budget

Annual Credit Report

Credit Karma

Sources:

Dave Ramsey: How the Debt Snowball Method Works

Nerd Wallet: How to Use Debt Avalanche