Balanced FI Podcast

By RaLea Harbrige

The Balanced FI podcast is all about practical, real-world ways to pay off debt, save money, and balance life with financial goals. Each week your host, RaLea, dives into a family finance topic that w... more

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FAQs about Balanced FI Podcast:

How many episodes does Balanced FI Podcast have?

The podcast currently has 43 episodes available.

Balanced FI Podcast episodes:

May 25, 2022 42. How to Make the 52 Week Savings Challenge Work for You
Welcome to the Balanced FI Podcast, episode 42 - How to Make the 52 Week Savings Challenge Work for You
The 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period.
Print out one of the trackers included in this article for monitoring your savings progress. You don’t have to start your challenge at the beginning of the year, but the $1000 and $5000 Savings trackers are set up to accumulate those amounts before Christmas.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read: How to Make the 52 Week Savings Challenge Work for You + Free 52 Week Savings Challenge Tracker Downloads
Read: The Financial Security Steps: Welcome!
Read: Financial Security Step 2a: Save a Mini Emergency Fund
Read: Financial Security Step 2b: Begin Saving for Retirement
Read: Financial Security Step 6: Create a Budget
Read: Financial Security Step 3: Save for Recurring Expenses
Read: Financial Security Step 7: Pay off Debt
Read: Financial Security Step 8: Save an Emergency Fund
Read: Financial Security Step 9: Increase Retirement Contributions
Read: Financial Security Step 10: Choose Your Next Financial Goal
Read: 30 Day Challenge + Free 30 Day Tracker
Sign up: Balanced Family Financial Fix waitlist
...more
18min
May 11, 2022 41. The Best Mother's Day Gift Ideas for Moms of Young Kids
Welcome to the Balanced FI Podcast, episode 41 - The Best Mother's Day Gift Ideas for Moms of Young Kids
These Mother’s Day gift ideas for moms with young kids are guaranteed to score the dads out there some major brownie points. We all know it’s Dad’s job to buy Mother’s Day gifts when their children are young. That also means there’s more pressure to buy a great gift. Mom is going to appreciate anything directly from the kids. It’s on Dad to buy something that shows his appreciation for all she does.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read: The Best Mother’s Day Gift Ideas, for Moms of Young Kids
Read: 5 Tips for a Frugal Christmas
Read: 6 Ways to Have a Frugal Valentine’s Day
...more
12min
April 27, 202240. How to Start a Virtual Bookkeeping Business
Welcome to the Balanced FI Podcast, episode 40 - How to Start a Virtual Bookkeeping Business, based on my own experience in starting one. I’ll walk you through the major decisions you need to make, step by step, to get this side hustle off the ground.
The most important reminder is to not fake your qualifications; don’t pass yourself off as a bookkeeper with no knowledge or experience.
We’ll cover the basic steps, like
Decide on a business name & business type
Register with your state & the IRS
Open a business bank account
Get liability insurance
Train on bookkeeping practices & software
Decide what services to offer
Set up your tech

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read- How to start a virtual bookkeeping business
Read- It’s Not Easy Parenting a Child with Disabilities
Read more- Debt Payoff Journey
Read more- Financial Security Steps
Resource- Choose a business structure
Resource- About Form W-9, Request for Taxpayer Identification Number and Certification
Resource- Register your business
Resource- Apply for an Employer Identification Number (EIN) Online
Resource- Intro to Accounting Training Course
Resource- Quickbooks
Resource- National Association of Certified Public Bookkeepers
Resource- Google Drive
Resource- Dropbox
Resource- Trello
Resource- Asana
Resource- Monday
Resource- Adobe Acrobat
Resource- Squarespace
Resource- Wordpress

SOURCES:
Buy- HP LED monitor
Buy- Wireless keyboard & mouse combo
Buy- Dell Inspiron laptop
Buy- Lexmark color laser multifunction printer
Buy- Logitech Pro webcam
Subscribe- Quickbooks Online
Buy- Microsoft Dynamics
Subscribe- Xero
Subscribe- FreshBooks
...more
33min
April 20, 2022 39. Investing Terms 101
Welcome to the Balanced FI Podcast, episode 39 - Investing Terms 101: Basic Investment Terms You Need to Know
Understanding a few basic investment terms is a step forward on your journey toward financial security.
Investing can be as complex or as simple as you want it to be. Thousands of people actually invest others’ money as a job…. but it’s also something literally anyone with money can participate in.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read- Investing Terms 101: Basic Investment Terms You Need to Know
FREE download- Investing Terms 101 Fact Sheet
Read- Smart Ways to Use Your Stimulus Money
Read- Financial Security Step 9: Increase Retirement Contributions
Read- Financial Security Step 2b: Begin Saving for Retirement

SOURCES:
Source- The S&P 500 and How It Works
Source- J.P. Morgan Glossary of Investment Terms
Source- Investment Terms Everyone Should Know
Source- Basic Investing Terms You Should Know
...more
25min
April 13, 2022 38. The 20 Best Money-Saving Life Hacks
Welcome to the Balanced FI Podcast, episode 38 - The 20 Best Money-Saving Life Hacks
Planning for your money, conserving, meal planning, and more… little changes can lead to big improvements in your finances.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read- The 20 Best Money-Saving Life Hacks: Ways to Save Money in Everyday Life
Read- 4 Ways to Be Intentional With Your Money
Read- 7 Steps to Find Your Motivation For Debt Payoff
Read- 10 Ways to Make Saving Money Fun
Buy- Meal Planner Printable Bundle
Read- I Can’t Afford Mental Health Care: How to Find Good Care That Fits in Your Budget
Sign up- Intentionally Debt Free
Read- Financial Security Step 1: Track Your Expenses
Read- Financial Security Step 7: Pay off Debt
FREE Sign up- Debt Payoff Planner
Read- Financial Security Step 2b: Begin Saving for Retirement
Read- Financial Security Step 8: Save an Emergency Fund
Read- Financial Security Step 10: Choose Your Next Financial Goal
Read- 3 Ways to Use Meal Planning to Save Money
Read- Top Tips for Frugal Activities
Read- 5 Quick Questions to Ask Yourself Before Purchasing
FREE Sign up- Money Makeover Challenge

SOURCES:
Source- Want to control your spending? Try the 30-Day Rule
Source- Save Money Easily with the $5 Savings Challenge
Buy- CyperPower Energy-Saving Surge Protector Power Strip
Buy- Krups Coffee Grinder
Buy- Steam Espresso Machine with Milk Frother
...more
22min
March 29, 2022 37. Quick Tips for a Frugal Wedding
Welcome to the Balanced FI Podcast, episode 37 - Quick Tips for a Frugal Wedding
The average cost of a wedding in the US is around $30,000. That’s an awful lot of money to spend on one day.
If you’re looking for more affordable alternatives, there are many ways to plan and host a frugal wedding without going into debt. These ideas will allow you to do something meaningful with your partner and celebrate your love in a way that doesn’t break the bank.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read- Frugal Wedding: Celebrating Your Love Without Going Into Debt
Read- I Can’t Afford Mental Health Care: How to Find Good Care That Fits in Your Budget
Resource - Trello

SOURCES:
Source- Average Wedding Bill Hits $30,000
Source- This Gorgeous DIY Costco Wedding Cake Only Cost $50 to Create
...more
25min
March 22, 2022 36. Gather These Documents for Your Tax Prep
Welcome to the Balanced FI Podcast, episode 36 - Gather These Documents for Your Tax Prep
Hopefully, you’re planning ahead to make sure your taxes will be filed in a timely manner.
Whether you’re preparing your own return or paying a professional, some documents are needed for taxes, and you need to make sure you have all of them gathered up.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read- The Most Important Documents Needed for Taxes
Resource- IRS Standard Mileage Rates
Read- Financial Security Step 4: Calculate your Net Worth

SOURCES:
Source- Rules for Claiming a Dependent on Your Tax Return
Source- How Do I Choose the Right Tax Filing Status?
Source- Tax forms you may receive
Source- Changes to charitable giving rules for 2020
...more
29min
February 15, 202235. Struggling to Talk to Your Spouse About Money: 3 Simple Steps to Help
Welcome to the Balanced FI Podcast, episode 35 - Struggling to Talk to Your Spouse About Money: 3 Simple Steps to Help
Money is a big part of marriage, whether you want to acknowledge it or not. The 3 steps to discussing your money with your spouse are:
Talk about your current money situation
Talk about your current money feelings
Talk about how to change your money
Tips for making these things happen included!

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read: Struggling to Talk to Your Spouse About Money: 3 Simple Steps to Help
Read: Financial Security Step 6: Create a Budget
Read: Financial Security Step 4: Calculate your Net Worth
Download: Debt Payoff Planner
Sign Up: Frugal Year Challenge
Read: How to Set Financial Goals for 2021
Read: Financial Security Step 8: Save an Emergency Fund
Read: Financial Security Step 9: Increase Retirement Contributions
Resource: Keep These 5 Resources on Financial Abuse Bookmarked
Join the Waitlist: INTENTIONALLY DEBT FREE!

SOURCES:
Source: This common behavior is the No. 1 predictor of whether you’ll get divorced
...more
17min
February 08, 2022 34. Amazon Hacks for Making the Most of Your Account
Welcome to the Balanced FI Podcast, episode 34 - Amazon Hacks for Making the Most of Your Account - even if you’re not a Prime member.
Amazon has taken over so many areas of life, but some of those features are super helpful. Although some of the things we discuss require a Prime membership, some are still available to non-members.
Taking advantage of all the features of your Amazon account just makes good sense.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read: Amazon Hacks for Making the Most of Your Account
Resource: CamelCamelCamel
Read: 5 Tips for a Frugal Christmas
Read: 4 Unexpected Ways to Save Money

SOURCES:
Source: Amazon
Source: ‘I'm not a robot’: Amazon workers condemn unsafe, grueling conditions at warehouse
...more
21min
January 25, 202233. The 4 Cs of Credit: What You Need to Know
Welcome to the Balanced FI Podcast, episode 33 - The 4 Cs of Credit: What You Need to Know
Although you probably haven’t heard of them, the 4 Cs of credit are:
Capacity to pay the loan back
Capital
Collateral
Credit score
Improving one or all of these areas can greatly improve your odds of being approved for a mortgage or getting a better interest rate.

FIND US:
Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- [email protected]

RESOURCES:
Read: The 4 Cs of Credit: What You Need to Know
Read: Do You Need a Credit Score While Debt-Free?
Resource: Experian
Resource: Equifax
Resource: TransUnion
Resource: Loan Savings Calculator
Resource: National Foundation for Credit Counseling

SOURCES:
Source: What’s in my FICO Scores?
Source: What Is a Credit Score, and What Are the Credit Score Ranges?
Source: How Credit Score Affects Your Mortgage Rate
...more
14min

FAQs about Balanced FI Podcast:

How many episodes does Balanced FI Podcast have?

The podcast currently has 43 episodes available.