We discuss the 95/5 dilemma that has existed for over 150 yrs.

Responsibility is an important cog in the mechanism which is commonly avoided. Success is littered with failure and responsibility allows for failure to be a positive element leading to success.

We discuss excellence today. That is very important in a world that somehow has pushed mediocrity as a religion.

In this lesson we discuss how respect fits into your financial independence.

The star of today's lesson is learning. Sadly way too many people take learning for granted. Active learning is a little known secret of success.

You need to change behaviors, but first you need to identify and understand your present behavior

This is an award winning program that I want to provide freely for our audience. The goal is financial independence and this program is a step by step startegy to that end. Enjoy!

Your influence in life is predicated on your integrity.