Highlights from this episode include:

• The political fluke that accidentally created the entire 401k plan and the $5 trillion industry that surrounds it (2:25)
• What professional investors do, and how to avoid losing it all when the next “dot-com bubble” rolls around (5:05)
• The difference between “smart money” and “dumb money” and how not to go broke figuring it out (5:32)
• These three foundational building blocks make up the world’s most secure retirement plans. How many do you have? (6:34)
• This part of the 401k code could legally suppress the balance in your retirement account, forcing you to work until you die (7:49)
• The insidious lie you’ve been told about employer-matching contributions and why they aren’t really “free money” (8:54)
• These options can make your company’s 401k plan a goldmine… or a money pit. Make sure you get it right. (12:01)
• These hidden penalties are increasing the cost of college for parents who are just trying to do the best for their children (16:30)
• How your 401k steals control of your finances from you (21:31)