Today, Harold will discuss the impressive strides his firm made in 2024 despite economic turbulence, and how these strategies can fast-track your path to early retirement. 

This episode offers key insights into achieving exceptional growth, even in a volatile market. You will get to know all about a stock market update, the future trends, and the need to build strategic skills.

For informed investment choices in 2025, tune in now!

Show Highlights:

• Learn all about the current stock market update [02:17]
• The investment strategies you need to know [04:32]
• Discover the history of mortgage rates [07:26]
• What’s driving up the inflation? [09:04]
• Impact of government spending on investor behavior [09:41]
• Can there be a positive outlook for the market? [11:24]
• Be careful of hype trades [14:56]
• A noise filter to make the right investment [16:40]

In this episode, Harold shares insights from his travels to Japan and shares a life-changing strategy that could change your perspective on financial planning.

Discover how you can take control of your self-directed 401k accounts and make smart investment choices. Learn about the benefits of working with an advisor and how it could boost your financial well-being. 

If you want an early retirement and live comfortably after that, this episode is for you. Listen now!

Show Highlights:

• Discover this story about 401k account management [03:02]
• The due diligence before making the right investment [04:24]
• What is the secret of skillful people? [05:16]
• How is the 401k account system set up? [08:56]
• The reason you cannot rely on a pension system [10:10]
• Learn to optimize 401k investments [11:12]
• Find out the advantages of an advised account [17:50]
• This is why you need a comprehensive financial plan [21:32]

In today’s episode, Harold discusses solid foundations and wise planning for transitioning from financial uncertainty to becoming part of the prosperous 3%.

He shares personal stories and practical tips on controlling your financial destiny, setting clear goals, and avoiding procrastination. Learn how to make intentional decisions and align your money with your life's mission.

If you want to take control of your financial future and retire early on your own terms, listen now!

Show Highlights:

• What if you could have a regret-free life? [02:57]
• How do you take control of your destiny? [05:00]
• Learn to use intentionality to direct your mind [07:55]
• How to put the temptations down to focus better [10:03]
• Discover the consequences of being lazy [15:26]
• How does fear paralyze people? [17:35]
• This is how you can eliminate procrastination from your life [21:11]
• Do not let your vote make you lose control [25:03]

In today’s episode, Harold takes you on a journey from complacency to proactive growth. He shares personal stories and client experiences to highlight the importance of seeking better financial and personal fulfillment, rather than settling for less. 

Not just that, Harold discusses how faith and clear goals can lead to a successful and meaningful life. Prepare to be inspired to move from the daily grind to living your best life now. 

Let's get it!

Show Highlights:

• How do you go from accomplishment to gratitude? [01:32]
• The power of believing in God [04:10]
• Do you know why you want to be wealthy? [07:07]
• Are you serious about what you are seeking? [09:30]
• Learn how to make wealth for yourself and for others [11:50]
• Know this before you decide to invest your money [16:20]
• Why past performance is no indicator of future results? [16:17]
• The reason we must equip ourselves with the necessary knowledge [21:24]

In today’s episode, Harold reveals the strategies you can use in the "new stock market" to achieve your dreams sooner than you think. With personal anecdotes and client success stories, he explains how innovative investing tactics can maximize your returns.

Harold also discusses the degree of risk in your portfolio and how it can be minimized. Whether it’s the fundamentals of a stock or the need of investing - this episode has got it all.

Listen now!

Show Highlights:

• Here is your guide on the new stock market [01:54]
• What are the risks in investing in the new stock market? [06:14]
• This is what you need to see about the large institutions [09:59]
• How the negative stories drive a stock down? [13:55]
• Learn why the fundamentals of a stock matter [14:49]
• The reason behind avoiding the options trading strategy [15:55]
• Find out more about the risk of playing with an option [20:35]
• Discover the need of investing in the present time [22:47]

In today’s episode, Harold shares strategies for this big problem called: “Making Up Retirement Funding Shortages." If you're a medical professional, engineer, or educator dreaming of early retirement, you can't miss these actionable insights. 

Harold also gives practical, real-world advice to help you secure your financial future. Tune in to learn how to bridge your retirement savings gap and achieve the life you deserve. 

One, two, three — let's get it!

Show Highlights:

• Are you looking for an improved investment strategy? [03:08]
• This is the average saving of US citizens [05:27]
• Get yourself educated about the family assets [08:15]
• You need to know this about the inflation rate [13:24]
• Discover the flexible side of investment strategies [14:13]
• How to make your money work harder? [16:10]
• Learn about the importance of constant communication [20:37]
• Dealing with anxiety to be more risk taking [23:07]

In this episode, Harold sits down with Adam Koos, president of Libertas Wealth Management Group, to discuss how you can retire early with your family on board. 

Their conversation will explore different aspects of financial decision-making within marriages. They will also discuss differing risk tolerances and managing emotional responses to market changes.

Listen now if you want to have financial peace of mind. 

Show Highlights:

• Do you want to effectively grow your wealth? [02:35]
• Learn about the key to a successful marriage [09:53]
• Mapping out a financial plan as a couple [12:39]
• Learn about Two-Pocket system and its flaws [14:00]
• Discover the reason for higher divorce rates [19:32]
• How to succeed in the marathon of retirement planning? [23:34]
• Find out the need of self-reflection in relationships [28:15]
• You need to know this about investment portfolios [37:25]
• Navigating communication and compromise in financial planning  [45:26] 

In this episode, Harold addresses a critical issue impacting medical professionals, engineers, and educators who aim for early retirement. Discover how shifts in the job market and shaky Social Security prospects could impact your plans. 

Harold also shares expert strategies to secure a financially stable future and an early retirement, tailored to your professional needs. 

Tune in, take control, and pave the way to the retirement you deserve. Listen now!

Show Highlights:

• How to insulate yourself from an investment crisis? [03:41]
• Are you aware of the future of Social Security? [04:19]
• What happens when the birth rate of a country drops? [06:15]
• Learn how to deal with the upcoming high taxes [08:20]
• Here is how you can protect your life insurance [10:24]
• The reason for low average and median balances in 401K [14:06]
• Learn to analyze the funds offered by your employer [16:58]
• How to have a controlled environment for your investment? [18:38]

If you're a medical professional, engineer, or educator looking to retire early, this episode is for you. Harold tackles the rollercoaster ride of a dramatic stock market day, offering practical insights on how to make bold and aggressive investment moves while staying within your risk tolerance. 

Learn how to navigate financial turbulence, leverage your portfolio, and make informed decisions that support your goal of early retirement. 

Ready to take control of your financial future? One, two, three, let's get it!

Show Highlights:

• Navigating the risk of loss in investments [01:07]
• Are you aware of your risk score? [03:33]
• Learn how to reassess your financial situation [05:30]
• Here is why you need to believe in the system [07:41]
• Is this the right time to sell? [09:46]
• This is the perfect time for you to buy stocks [12:10]
• Find out the impact of fear on moving forward [15:09]
• Discover the key to building a plan and making a move [22:26]

Today, Harold tackles a pressing issue: the wealth gap and what it means for those aiming to retire early. Understanding where your money goes and how to make it work for you is crucial. 

Harold breaks down the financial behaviors and systemic obstacles keeping many from reaching their goals. Listen in to gain practical insights and strategies for joining the top 3% and securing a comfortable, early retirement. 

Are you ready? Let's get it!

Show Highlights:

• Discover the shocking truth about the wealth gap [01:55]
• Here is how the financial system actually works [04:43]
• What to do when you’re not good at handling money [05:26]
• Learn about the impacts of abusing money [06:28]
• Could high inflation be benefiting the rich? [09:20]
• Do you know about the concept of financial tribalism? [13:41]
• Are you stuck in a cycle of debt? [15:04]
• Discover what the politicians are doing about inequality issues [16:15]