This will probably come as no surprise, but according to surveys, fights about money are second only to infidelity as a cause of divorce.

What's the right way for couples to deal with money? There isn't one.

I've read that couples who don't combine their finances can never be completely bonded. Hogwash. My wife and I have been very happily married for 10 years and our money is completely separate.

I've also read that it's important to keep at least some money separate so both parties have a sense of independence. Sounds reasonable, but it depends on the parties.

Bottom line? Anyone who tells you there's one correct way to mix money and relationships — and there are plenty of "experts" who do — is just plain wrong.

As far as I'm concerned, there's only one thing that's universally true when it comes to money:  secrets are bad. My wife and I don't combine our money, but we do discuss it. Often.

Whether you've been together for 30 months or 30 years, avoiding talking money puts your relationship at risk. This is especially true if finances are tight, or if you combine your finances and have different money "personalities" — such as a spender or borrower in a relationship with a saver or investor.

So when, and exactly how, can we discuss money with our significant others without causing friction? How do we get on the same page and stay there? Or are differences about money just something couples have to learn to live with?

That's what this week's "Money!" podcast is about. We're going to talk about how and how often, you should be talking to your honey about your money.

As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer and novice investor Aaron Freeman. And this week we have a special guest: Pam Kruger of Wealthramp.com.

Want more information? Check out these resources:

Become a member: https://www.moneytalksnews.com/members/

See omnystudio.com/listener for privacy information.