The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,149 episodes available.

The Clark Howard Podcast episodes:

August 29, 202508.29.25 Clark Answers His Critics on Clark Stinks / SCAM WARNING: Healthcare Plans
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the high cost of REAL health insurance is driving a surge in low cost health “coverage” being pitched to both individuals and small businesses - plans that are either bad, or worse, total scams.
Clark Stinks: Segments 1 & 2

Bogus Healthcare Plans: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
What Is an HSA Account and How Does It Work?

Where Should I Set Up My Health Savings Account (HSA)?

What Is a Flexible Spending Account?

How Do You Prepare for the Likelihood of Long-Term Care Costs?

Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025

Travel Insurance Checklist: 5 Types of Coverage To Consider

SCORE - For The Life Of Your Business

Looking for health insurance? Make sure that’s what you’re getting

Term Life vs. Whole Life Insurance: Understanding the Difference

How To Buy Term Life Insurance in 7 Easy Steps

What Is a 403(b) and How Does It Work? / 403bWise.org

How To Open a Roth IRA / What Are Index Funds?

Best Investment Companies for Investors in 2025
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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36min
August 27, 202508.27.25 Investing Overseas / Revised Strategy For Shopping Airfares
Clark discusses why having a portion of your retirement funds in overseas investments is highly recommended. Also - Why Clark’s recent advice on shopping airfares just changed.
Investing Worldwide: Segment 1

Ask Clark: Segment 2

Airfare Update: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Why Investing Abroad Could Pay Off

Best Online Banks: Free Checking and High-Interest Savings Accounts - Clark.com

How to Buy a New Car in 5 Steps

Booking Domestic Flights One-Way? It's Costing You More (Again)⁠

Delta’s New Fare Changes Just Made Booking Flights and Earning Miles More Complicated⁠

Travel Archives / Cruises - Clark Howard

Top 7 Ways To Shop Safely Online

Should You Get a Business Credit Card? | When Is It Worth It?

Best Small Business Credit Cards: Top Picks for 2025

Best 2% Cash Back Credit Cards: Top Options for 2025

Best Cash Back Credit Cards With No Annual Fee in 2025
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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25min
August 26, 2025 08.26.25 Ask An Advisor With Wes Moss
A retired couple’s home renovation plans nearly triggered a massive, hidden cost that no one wants to pay: the Income-Related Monthly Adjustment Amount (IRMA). Fiduciary financial advisor Wes Moss breaks down how a simple plan to pay for a renovation could have led to thousands of dollars in extra Medicare premiums and what you can do to avoid a similar fate. Also, Wes dives into the world of AI and financial planning. He explains why AI is a powerful tool for analysis, but warns against using it as a fortune teller. Find out how you can use AI to your advantage while avoiding the dangerous pitfalls of letting it make your big financial decisions for you.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 26, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP®

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39min
August 25, 202508.25.25 Controlled Spending Method / Travel Warning: Pickpocket Rings
Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending. Also today - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever.
Mindful Spending: Segment 1

Ask Clark: Segment 2

ATM Pickpockets: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Should you buy it? If you answer 'yes' to these questions, probably not

What Can I Safely Use for Peer-to-Peer Payments?

Can I Use an Online Will Maker or Do I Need an Attorney?

How To Create a Will Online / Wills & Funerals Archives

How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion

NYTimes: Help! A Pickpocket Used My A.T.M. Card, and Citi Won’t Cover It.

Unpack these cybersecurity tips for a stress-free vacation

Why It's a Great Time To Get a Cheap Ticket to Europe

How To Pack a Carry-On the Right Way

Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
34min
August 22, 202508.22.25 Clark Answers His Critics on Clark Stinks / Supermarket Digital Pricing
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Digital pricing is popping up in more supermarkets. Clark discusses how this pricing works, and how the results are turning out to be quite different from his early predictions.
Clark Stinks: Segments 1 & 2

Dynamic Grocery Pricing: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Amazon vs. Walmart: The Price War You’re Probably Losing (and How to Win!)

Subscription Services: Why Canceling Is So Hard (and a Solution)

4 Insurance Policies You Actually Need (And 4 You Don't)

Clark Addresses Changes to One of His Favorite Travel Credit Cards

Top 10 Perks of the Capital One Venture X Rewards Credit Card

Welcome to the Grocery Store Where Prices Change 100 Times a Day - WSJ

What Can I Safely Use for Peer-to-Peer Payments?

Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
35min
August 20, 202508.20.25 Where The Jobs Are / The More Versatile 529 Plan
A rapidly changing job market calls for reassessment and thinking outside the box. And maybe outside your town. Clark seeks to help open your mind on 3 fronts in the quest for satisfying employment. Also, 529 Plans just got even better, with new ways to utilize them for non-traditional education.
Job Assessment: Segment 1

Ask Clark: Segment 2

New Possibilities With 529 Plans: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Axios: Where the jobs are

How To Find a Job in a Frozen Market

5 midsize U.S. cities driving small-business growth

Is Now a Good Time To Buy an Electric Vehicle?

Should You Ever Lease a Car?

Report: These 10 Vehicles Are the Best for the Money in 2025

Best 529 College Savings Plans By State

529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs

How to Get Financial Affairs In Order Before Death or Disability

Subscription Services: Why Canceling Is So Hard (and a Solution)

ESPN and FOX Join Forces on New Streaming TV BundleIs

Is Sling’s New Subscription Option the Sneaky Way To Watch Football in 2025?

Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
38min
August 19, 2025 08.19.25 Ask An Advisor With Wes Moss
Why This Retired Couple Is Still 70% in Stocks and Will the Fed Start Lowering Rates?
A retired couple in their 80s has big pensions, no debt, and a significant amount of their portfolio in stocks. While traditional wisdom suggests being more conservative with age, find out why they have an “infinite time horizon,” as fiduciary financial advisor Wes Moss explains. Also, the Federal Reserve is the engine of the U.S. economy, and its decisions on interest rates have massive ripple effects, from the housing market to your savings account. With the latest inflation and jobs reports suggesting a cooling economy, Wes explains why we may be at the end of the "higher for longer" era. He also provides a critical heads-up for savers.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 19, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP®

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...more
35min
August 18, 202508.18.25 Housing Update - Spotlight: Condos / Medical MalFEEsance
In today’s episode, Clark talks about the condo market and what makes it different from the single-family home market. Later, there’s a common, costly fee that may appear on your doctor bill that is generally not disclosed, and charged after treatment. Clark explains what’s going on and how to prevent getting gouged by this.
The Condo Market Difference: Segment 1

Ask Clark: Segment 2

Undisclosed Facility Fees: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Credit Lock vs. Credit Freeze: What's the Difference?

NBC News: Did your doctor's office charge you a 'facility fee'? Here's what to know.

Why It’s a Great Time To Get a Cheap Ticket to Europe

What Is a Fiduciary Financial Advisor and Do I Need One?

How To Find and Choose a Financial Advisor

Best Financial Advisors in 2025
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
33min
August 15, 202508.15.25 Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, one major rental car company has now earned the “do not rent” label from Clark. Get Clark’s latest advice on car rentals.
Clark Stinks: Segments 1 & 2

Car Rental Update: Segment 3

Ask Clark: Segment 4

Mentioned on the show:
Booking a Cruise? Here Are 5 Ways To Do It for Less

You Won't Believe What Clark Howard Says About Wells Fargo Now

What Is an HSA Account and How Does It Work?

Subscription Services: Why Canceling Is So Hard (and a Solution)

What Is a CD Ladder and When Is It a Good Idea? / CD Ladder Calculator

Marriott Bonvoy Boundless® Credit Card Review: What You Should Know

The Secret Technology Rental Car Companies Are Using Against You

Cheapest Way to Rent a Car: Expert Tips

Major Changes Announced for Southwest Airlines Credit Cards

How Do You Prepare for the Likelihood of Long-Term Care Costs?
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
32min
August 13, 202508.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams
Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help.
Travel Health Insurance: Segment 1

Ask Clark: Segment 2

Scams After Disasters: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Travel Insurance Checklist: 5 Types of Coverage To Consider

Should You Ever Buy Travel Medical Insurance?

Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?

5 Steps To Getting a Good Deal on a Hotel Room

3 Reasons You Should Never Book a Nonrefundable Hotel Room

How To Choose the Best Charities for Your Donations

Spot and avoid FEMA impersonators

BBB-File a Complaint
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
27min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,149 episodes available.

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