The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,098 episodes available.

The Clark Howard Podcast episodes:

April 22, 2025 04.22.25 Ask An Advisor With Wes Moss
Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark
Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!).

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

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...more
40min
April 21, 202504.21.25 GOLD As An Asset / The Best Cell Phone Plan For You
Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch?

Gold As An Asset: Segment 1
Ask Clark: Segment 2
Cell Phone Plan Update: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
Should I Buy Gold? Is It a Good Investment?
Should You Buy Gold at Costco?
Warning: How You Should NOT Buy Gold
Trump Says Tariffs Are Reciprocal. They Aren’t.
The trade deficit isn’t an emergency – it’s a sign of America’s strength
WSJ: Verizon Offers 3-Year Price Lock for Wireless Customers
Best Verizon MVNOs: Cell Phone Companies That Use Verizon’s Towers
Verizon Wireless Deal: Get Four Unlimited Lines for $100
13 New Cell Phone Deals in April - Google Fi Review
The Best Phone Plan For You – Compare Phone Plans
Best Phone Plans: Get Exactly What You Want at the Cheapest Price
Xfinity Mobile Review: Verizon’s Network Starting at $20 a Month
Spectrum Mobile Review: 7 Things To Know Before You Sign Up
Automatic Bill Pay: How It Works and How To Do It Safely
Charles Schwab Review: Pros & Cons
5 Money Tips To Know Before You Travel Abroad
What Is an HSA Account and How Does It Work?

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
35min
April 18, 202504.18.25 Clark Answers His Critics on Clark Stinks / Guide: Appeal Insurance Denial
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.

Clark Stinks: Segments 1 & 2
Appeal Health Insurance Denial: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
Certificate of Deposit (CD): What Is It, Best Places To Open One
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
23andMe Bankruptcy: Why You Should Erase Your Data Now
What Is a Solo 401(k) and How Does It Work?
When Is the Best Time To Collect Social Security?
What Is an ABLE Account?
Find Out Why Health Insurance Denied Your Claim
What Should You Do if Your Insurance Claim Is Denied?
Can a Patient Advocate Help With Your Medical Bills?
What's the Best Way To Send Money Overseas?

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
36min
April 16, 202504.16.25 AI Can Cost You / Waste Not When Dining Out
AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money. Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.

AI Warning: Segment 1
Ask Clark: Segment 2
To Go Box: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
Gen AI's Accuracy Problems Aren't Going Away Anytime Soon, Researchers Say
Elliott Report: Home
Should You Respond to Class-Action Lawsuits?
Best Rewards Credit Cards: Top Picks for 2025
NYTimes: Is the Doggy Bag Dead?
Should I Be Concerned That I’m Receiving Mail at Home With Someone Else’s Name?
How To Save on Travel With Google Flights
What Condo Owners Need To Know About Insurance

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
31min
April 15, 2025 04.15.25 Ask An Advisor With Wes Moss
Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness

The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:
clark.com/ask.

Why Timing the Tariff Market Could Cost You Big

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

Learn more about your ad choices: megaphone.fm/adchoices

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...more
43min
April 14, 202504.14.25 Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse
Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare. Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later.

Clarkonomics - Stagflation: Segment 1
Ask Clark: Segment 2
BNPL Spells TROUBLE: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
Certificate of Deposit (CD): What Is It, Best Places To Open One
18 of the Best High-Yield Online Savings Accounts in April 2025
Are Money Market Funds a Safe Place To Stash My Savings?
Why Big Banks Are a Bad Place for Your Cash
Social Security Fairness Act: Windfall Elimination Provision
File a Consumer Complaint / Air Travel Service Complaint | secure.dot.gov
Axios: BNPL is everywhere / Why 'Buy Now, Pay Later' Worries Clark Howard
How To Improve Your Credit Score in 5 Key Areas
What Is a Secured Credit Card and How Does It Work?
Why Clark Howard Wants You to Set Up a 'Financial Chromebook'

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
33min
April 11, 202504.11.25 Clark Answers His Critics on Clark Stinks / Job Market Update
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work.

Clark Stinks: Segments 1 & 2
Direction For Job Seekers: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
6 Credit Card Sign-Up Bonuses Worth at Least $500
How To Save Money on Utilities
Do Not Give Your Social Security Number at These Places
401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000
States rush to hire federal workers out of work after DOGE cuts
Booking a Cruise? Here Are 5 Ways To Do It for Less
The Only Way You Should Pay for a Cruise
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Should I Freeze My Credit With the Other Credit Bureaus?
How To Monitor Your Credit
Credit Karma Review: Free Credit Score and More at Your Fingertips

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
35min
April 09, 202504.09.25 Dollar Tree Adaptations / Summer Travel - Gas Prices
In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”. Clark explains what this means for motorists, and how to save more on quality gas.

Dollar Tree Changes: Segment 1
Ask Clark: Segment 2
Spend Less On Gas: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
What Can I Do if My HOA Is Doing a Poor Job?
A Secret Mortgage Blacklist Is Leaving Homeowners Stuck With Unsellable Condos - WSJ
What Condo Owners Need To Know About Insurance
Polybutylene for Inspectors
What Does a Home Warranty Cover and Is It Worth The Money?
Does the Brand of Gasoline Really Matter?
Buying Gas From a Station on This List Is Better for Your Car
6 Things To Know Before You Buy Gas at Costco Wholesale
7 Money Mistakes You Might Be Making at the Gas Station
How To Save Money on Gas: 23 Ways
How To Plan a Trip: Clark's Best Travel Tips To Save Money

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
31min
April 08, 2025 04.08.25 Ask An Advisor With Wes Moss
Should You Shift Investments to Cash? and How To Beat Inflation
As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has been wild over the last several years. While inflation is always part of the equation, intense periods of inflation can wreak havoc. Wes shares the secrets to help you beat it.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 8, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:
clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
46min
April 07, 202504.07.25 On Car Tariffs / 23andMe - Privacy Action Required
Today - Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers. Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away.

Car Tariffs: Segment 1
Ask Clark: Segment 2
23andMe Bankruptcy: Segment 3
Ask Clark: Segment 4

Mentioned on the show:
Hyundai shows off its new $7.6B electric vehicle plant in Georgia as Trump announces tariffs
Should You Buy a Car Before Prices Rise? What All to Know Before Tariffs Hit.
Should I Keep My Old Car or Buy a New Car?
My Vehicle Is Approaching 200,000 Miles. Drive Until It Dies Or Sell Before It Breaks Down?
How to Buy a New Car in 5 Steps / How To Buy a Used Car
Lemon laws: These states do the best job protecting consumers in new car purchases
The Center For Auto Safety - Lemon Law Rank Explanations and Examples
What's the Best Way To Rent a Car Before You Buy It?
23andMe Bankruptcy: Why You Should Erase Your Data Now
18 of the Best High-Yield Online Savings Accounts in April 2025
High-Yield Savings Account (HYSA) Calculator

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
38min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,098 episodes available.

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