By Benjamin Brandt CFP®, RICP®
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The podcast currently has 310 episodes available.
We may think of many things when it comes to rising interest rates, but often we fail to understand how that could lead to rising IRS penalties.
In this episode of Retirement Starts Today, we’ll take a look at an informative article from the WSJ about how to avoid rising IRS penalties.
Make sure to stick around for the listener questions segment where I answer Jeff’s question on how to bridge the income gap between retirement and Social Security.
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When was the last time you checked your beneficiaries on your retirement account? After listening to today’s episode, I guarantee you’ll be logging in to verify.
In the retirement headlines segment, we’ll check out a Yahoo Finance article titled ”They Broke Up In 1989, But Now His Ex-Girlfriend Is Inheriting His $1 Million Retirement Account After Nearly 40 Years.” How’s that headline for clickbait? It certainly got me to click!
Make sure to stick around to hear how a reverse mortgage could play a part in your retirement planning.
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While, for some people, the transition to retirement goes perfectly smoothly, that’s not the case for everyone.
Most of us are counting the days until retirement. We’re excited by all the prospects this new stage in life will bring. However, some people struggle with the change. In this episode of Retirement Starts Today, we’ll look at a common issue with retirement from a psychological perspective with this article from Psychology Today.
In the listener question segment, I’ll touch on how to bridge the gap between the beginning of retirement and collecting Social Security and discuss how to invest for the short-term in retirement. It’s time to up your retirement game; press play to get started.
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It’s no secret that I want you to spend more money in retirement.
Why?
Because you’ve worked for it!
Retirement is about living the life that you have saved for all these years, so I’m looking for any way I can find to help you get out there and enjoy it.
One way that has been gaining popularity in recent years is semi-retirement. In this episode of Retirement Starts Today, we’ll look at an article that shows how partial retirement has been shown to lead to an increase in spending levels in retirement.
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We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money.
On this episode of Retirement Starts Today, we’ll explore a recent article on spending money to maximize your happiness.
Stick around for the latest book update and sign up for the newsletter to learn how to preorder and stay up to date on book giveaways!
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By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning.
When I came across this article from Business Insider, I knew I found my opportunity. Even if you’ve never used AI before, you’ll want to listen in to hear how you can use this versatile tool to help you plan your retirement.
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Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, orSpotifyMany factors should come into play when deciding when to take your Social Security benefit but doomsday headlines shouldn’t be one of them.
On this episode, you’ll hear how Social Security’s biggest myth is costing retirees a lot of money.
Don’t get caught unaware! Make sure to stick around until the end to hear about a jury duty scam that even I had never heard of.
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The 4% rule is the “golden rule” of retirement planning. Everyone is familiar with it and it’s easy to work out for some quick, back-of-the-napkin math.
Since it is so easy to calculate and implement, many use it as their retirement withdrawal rule. However, this approach may be overly conservative. While using a significantly higher withdrawal rate may go too far, the 4% rule may be too cautious.
Listen in to hear the limitations of sticking with this overly simplistic rule of thumb.
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Did you know that you can buy gold at your local Costco?
However, just because it’s easy to buy doesn't mean it’s easy to sell.
In this episode of Retirement Starts Today, we’re exploring gold and its role in your retirement portfolio. To do that, we’ll take a look at a retirement headline from WSJ and i’ll share my thoughts on the latest gold rush.
Make sure to stick around until the end for Kevin’s question about the key difference between accumulation and decumulation.
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Risk is what is left over after you think you’ve thought of everything. – Carl Richards
Getting to financial independence is job #1, but staying financially independent comes a close second.
To do so you’ll need to be aware of the risks that could empty your accounts. Being vigilant of these risks and having a plan to work through or avoid them could save you hundreds of thousands of dollars. Listen in to hear how you can save your financial independence.
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The podcast currently has 310 episodes available.
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