This week, Inc. editors and writers discuss McKinsey’s new report on how automation technology will affect approximately five percent of jobs in the U.S., replacing highly structured repetitive labor as well as information workers. Also, the crew reports on the digital wallet app Circle Pay, founded by Jeremy Allaire, which aims to disrupt the future of money with technology that allows users to transfer money to anyone in the world via text message. Lastly, we have an Exit Interview with Gary Steele, who co-founded the cyber security firm Proofpoint and then took the company public.