We procrastinate on taxes for the same reason we avoid the dentist. We know it’s important, it just feels uncomfortable.

In this episode of The Free Lunch Podcast, Colin and Blair talk about tax optimization, early planning, and why contributing sooner to your TFSA or RRSP can be one of the most underrated financial habits.

It’s step four in their “12 Steps to Greatness in 2026” list, and they cover all 12 to help you start the year with clarity.