The year is coming to an end (Hallelujah!) and now is when we often take stock on our achievements and the goals that we fell short from. Now we know Covid-19 changed our plans in 2020, but this short-term disruption shouldn’t change your long-term planning. So, if you want to do something that can help improve your finances that doesn’t require too much of your time as long as you put in the early effort – get ahead on planning your taxes.