In this week's Common Sense Investing Show with Victor McClure, Victor dedicated the episode to addressing listener inquiries, reflecting his 30-plus years of financial expertise. One prominent topic discussed was the considerations involved in retiring abroad, such as the impact on savings and pensions, healthcare arrangements, and lifestyle adjustments. Victor emphasized the importance of evaluating both pros and cons before making such a significant life decision, sharing insights from his travels and interactions with expats.

Additionally, Victor covered various retirement planning strategies, including the significance of income streams, the potential benefits of annuities in the current economic climate, and the importance of stress-testing financial plans to ensure they can withstand economic fluctuations. The show also highlighted the importance of considering long-term care coverage options, given the rising costs and likelihood of need. Victor pointed out that while traditional policies are available, new alternatives such as annuities with long-term care benefits are worth considering due to their fixed rates and potential for returns. Overall, the episode encouraged thoughtful preparation and consultation with financial advisors to build a resilient strategy for retirement.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

This week on the Common Sense Investing (CSI) show, Steve Ringo sans Victor McClure, discussed the impact of global conflicts on the financial markets and their implications for retirement planning. Steve emphasized the importance of maintaining a diversified portfolio and having a concrete retirement plan in place to mitigate risks presented by market volatility. He highlighted the value of stress-testing retirement strategies to ensure stability during chaotic times. Additionally, listeners were reminded of the ongoing education and adaptability required in the ever-changing financial landscape.

The show also delved into strategies to combat inflation, suggesting a focus on investments with inflation resistance like commodities and specific growth strategies with annuities. The conversation shifted towards addressing audience questions about long-term care insurance, social security timing, and the importance of getting a second opinion on financial plans. Steve reinforced the significance of aligning financial decisions with personal circumstances, advocating for a comprehensive assessment of retirement strategies.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

In this week's episode of the Common Sense Investing Show, Victor McClure and Steve Ringo get into significant financial topics impacting retirement planning, including the much-discussed "big, beautiful bill" making its way through Congress. The hosts explored the implications of continued tax cuts from the 2017 Jobs Act, emphasizing the importance for retirees to stay informed about potential changes affecting their savings and estate planning. With land values escalating in areas like Texas and Oklahoma, Victor and Steve underscored the significance of understanding estate taxes and the challenges of preserving family properties across generations.

Throughout the show, Victor and Steve discussed the nuances of retirement planning, addressing listener concerns about 401(k)s and the evolving landscape of IRA inheritance rules under the Secure Act. They highlighted the critical role of proper planning and the dangers of over-reliance on trading prowess, advocating for a balanced approach that incorporates professional advisory services. They advised listeners to focus on income generation and stress-tested portfolio strategies to ensure a stable and fulfilling retirement.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

This week's episode of the Common Sense Investing Show featuring hosts Victor McClure alongside Steve Ringo and special guest Daniel Stover. The discussion centered around navigating fluctuating markets, inflation, and the stress these factors place on individuals approaching retirement. McClure emphasized the importance of using common sense in investment strategies to avoid common pitfalls, like over-concentration in certain asset classes. He shared insights on various financial instruments, including annuities and CDs, set against the backdrop of his personal anecdotes and professional experiences, reinforcing the show's theme of straightforwardness in financial discussions.

Victor and Daniel delved deeper into risk management strategies, focusing on the concept of diversification through non-correlated asset classes. They highlighted the inefficiency of traditional stock-bond portfolios in truly managing market risk. Instead, Daniel proposed a distinctive approach utilizing liquid, tax-efficient ETFs and strategic hedging to balance risk and returns effectively. The team stressed the importance of professional asset management, cautioning against relying solely on traditional methods or personal stock-picking strategies, advocating for a holistic approach to constructing and managing a portfolio that can maintain upside potential while minimizing vulnerability to market downturns.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

This week's episode of the Common Sense Investing show, hosted by Victor McClure and Steve Ringo, delves into the volatile landscape of retirement planning amidst unpredictable market conditions. Victor shares insights from his 30+ years of experience, emphasizing the importance of a strategic approach to safeguard retirement portfolios. He highlights the risks posed by relying too heavily on current market trends and stresses the need for a balanced approach, particularly as many face unpredictable economic shifts, like changes in tariffs that lead to market surges or drops. The discussion underscores that retirement plans should not hinge on short-term market fluctuations aggravated by political news.

Additionally, the show addresses the common fears associated with retirement, such as rising healthcare costs and long-term care challenges. Victor advises listeners on the importance of having a thorough, written retirement plan that includes stress testing to ensure financial stability amid economic changes. He highlights the value of guaranteed income streams, such as annuities, while cautioning against over-reliance on market-based solutions without protective strategies.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

This week's episode of the Common Sense Investing show, hosted by Victor McClure from McClure Capital Wealth Management, delves into Victor's insights from his near-40-year career in financial advising, emphasizing the challenges of establishing a client base and the tenacity required in the industry.

The show gets into a Global Atlantic study revealing that a majority of investors, particularly those nearing retirement, express concerns about the longevity of their retirement income amidst rising expenses and market volatility. Victor uses the analogy of comparing retirement plans to car reliability, urging listeners to strive for a retirement plan with a high success probability rather than settling for moderate assurance. He underscores the importance of creating comprehensive and stress-tested retirement plans that account for inflation, healthcare costs, and potential economic shifts, ensuring stable income without overdependence on market variables. The episode provides valuable insights into effective retirement strategies, encouraging listeners to prioritize dependable income solutions and continuous self-improvement.

For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

In the "Common Sense Investing Show," hosts Victor McClure and Steve Ringo discuss financial planning, retirement, and market dynamics in a straightforward style. The show kicks off with light-hearted banter about a fishing trip, setting a casual tone before delving into the core financial topics. Victor McClure uses his extensive experience to emphasize the importance of having a solid financial plan that is not overly dependent on market conditions. He advises listeners to stress-test their portfolios to ensure they are prepared for market volatility, emphasizing that a robust retirement plan should remain stable regardless of market fluctuations.

The conversation transitions to broader market topics, including discussions about the recent bull market, tariff impacts, and investment strategies. Victor and Steve highlight the significance of maintaining a balanced and diversified portfolio, cautioning against relying solely on stock market returns. They argue for an approach that mitigates downside risks through diversification across non-correlated assets. Throughout the show, they reinforce the importance of having income plans that don't rely on fluctuating interest rates, advocating for strategies that provide reliable income regardless of market conditions.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

The Common Sense Investing Show, featuring hosts Victor McClure and Steve Ringo, delves into various investment strategies and financial planning for retirement. The hosts emphasize the importance of understanding both active and passive investment strategies, likening them to different types of vehicles suited for various life stages.

Further discussions touch upon the challenges posed by economic volatility, interest rates, and market fluctuations. The hosts stress the importance of being prepared for potential market downturns and the value of having a written retirement plan. They also discuss the potential emotional pitfalls in financial decision-making, advocating a math-based approach to investment rather than emotional reactions. Throughout the discussion, the recurring theme is the importance of having a comprehensive and adaptable financial plan to ensure a stable retirement income, irrespective of short-term economic conditions.

For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

The "Common Sense Investing" podcast hosted by Victor McClure emphasizes strategic retirement planning, especially regarding asset allocation and market volatility. Victor highlights the importance of transitioning to safer investments as one approaches retirement to avoid substantial losses that can be difficult to recover from due to time constraints. He discusses how many do-it-yourself investors often retain aggressive portfolios meant for younger individuals, which can be detrimental in the face of economic downturns.

Furthermore, the podcast underscores the significance of controlling expenses rather than solely focusing on investment returns. Victor explains that meticulous budgeting and tracking expenses can substantially impact retirement savings, often more than pursuing higher returns. The discussion advocates for a balanced approach in retirement planning that includes leisure activities to prevent overly frugal lifestyles, which may lead to dissatisfaction in retirement.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

In the latest episode of the Common Sense Investing Show, Steve Ringo of McClure Capital goes solo and dives into market volatility and its effects on retirement planning. He emphasizes the significance of having a written retirement plan, noting that a staggering 70% of people still lack one. The discussion ranges from anecdotal experiences with market fluctuations, such as the tech crash and the 2008 financial crisis, to advice on maintaining a steady course despite market ups and downs. They also touch on the importance of understanding financial tools like annuities and highlight the benefit of stress-testing retirement portfolios to ensure preparedness for future market changes.

A recurring theme throughout the episode is the importance of staying proactive with retirement planning. The hosts mention various financial strategies and tools, such as the "love letter", which helps one communicate end-of-life wishes to loved ones, and the value of seeking professional financial advice. They reiterate that retirement success depends heavily on informed decision-making and encourage listeners to get a second opinion on their financial plans, especially those approaching retirement who face significant market exposure risks.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/