In this special Halloween week episode of CAPitalize Your Finances, I react in real time to 13 “scary” retirement stats, separating real risks from overhyped fears. I start off with Buffett’s reminder to be fearful when others are greedy, then I’ll dig into things like paycheck-to-paycheck living, inflation in retirement, and the big one: people expecting to outlive their savings.

Want some practical fixes you can use today? Try tracking spending, killing high-interest debt, building an emergency cushion, and investing for long-term growth, just for starters. I’ll talk Social Security timing, why college savings shouldn’t outrank your retirement, and how modern long-term care solutions can protect caregivers and families.

Just remember this: More years in retirement doesn’t have to be terrifying when you’ve got a plan. No tricks – just treat yourself to today’s jam-packed episode!