Listen in for a special presentation of The Small Business Mindset. Kirsten Flory's firm, Foundations Commercial, held a Small Business Lending Insights event with lending experts and clients. They shared the different types of small business lending programs, and how you as a business owner, can apply!

To watch the full presentation on You Tube click the link HERE

Key Takeaways:

• At some point in your business cycle, you will need a loan
• SBA lending is available for owner-occupied businesses
• Building a relationship with your lender is crucial
• Get organized financially before applying for a loan
• Understand your financial picture regularly (and update it!)
• Lenders will look at your credit history and debt-to-income ratio
• Keep your credit card balances low for better loan prospects
• Make on-time payments to maintain good credit history
• There are many programs available to help small businesses