Latina Investors

165. How Childhood Money Lessons Shape Our Money Mindset


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What you experienced in your childhood and the money lessons you heard can shape your money mindset


In this episode, I’m sharing a childhood story that shaped how I viewed saving and spending, and how I had to unlearn the idea that “spending is bad” and “saving is good.”


As first-gen WOC, so many of our money beliefs were formed through survival, scarcity, and subtle messages from our families.But at some point, we have to ask: What do I actually believe about money now?



In this episode, you’ll learn:

✅ How early childhood messages shape your saving, spending, and investing habits


✅ Why first-gen women often swing between extreme frugality and spending eras


✅ How to build a healthy, empowered relationship with money that balances present joy and future security

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Let's stay connected:


Website: www.buildinggenwealth.com


Instagram: @building.gen.wealth


Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching


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Latina InvestorsBy Andrea Ramos