Navigating your first 401 (k) can feel like uncharted territory, especially when you're the first in your family to secure a salaried position with benefits. As first-gen WOC, many of us have not been exposed to conversations about a 401 (k), employer matches, or retirement planning. It's a lot, but here's the good news: you don't have to do it alone. Join me as we break down the essentials of setting up your 401 (k), so you can confidently put your money to work and secure your future.

In this episode, I’ll guide you through the basics of a 401 (k) and why it's a game-changer for your financial journey. Together, we'll explore the importance of employer matches and how they can instantly double your investment. No more hesitation—let's get your retirement savings on track today.

As you listen, you’ll learn:

✅ The difference between traditional and Roth 401 (k) and which might be right for you

✅ How to set up your 401 (k) to take full advantage of employer matches

✅ Simple steps to start investing with confidence and avoid costly delays

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Let's stay connected:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

In this episode we explore why becoming financially literate pre-marriage is a game-changer for first gen WOC. You'll learn how understanding your own money habits can empower you and set a solid foundation for your relationship. Whether you're flying solo or deeply committed, this conversation is your invitation to embrace financial independence and bring your best self to the table.

In this episode, you’ll learn:

✅ The benefits of mastering money management before marriage

✅ How personal finance literacy empowers you in relationships

✅ Strategies to merge finances while honoring your financial perspective

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Let's stay connected:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

What you experienced in your childhood and the money lessons you heard can shape your money mindset

In this episode, I’m sharing a childhood story that shaped how I viewed saving and spending, and how I had to unlearn the idea that “spending is bad” and “saving is good.”

As first-gen WOC, so many of our money beliefs were formed through survival, scarcity, and subtle messages from our families.But at some point, we have to ask: What do I actually believe about money now?

In this episode, you’ll learn:

✅ How early childhood messages shape your saving, spending, and investing habits

✅ Why first-gen women often swing between extreme frugality and spending eras

✅ How to build a healthy, empowered relationship with money that balances present joy and future security

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Let's stay connected:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

What does financial freedom actually mean?

In this episode, I’m sitting down with one of my 1:1 Money Coaching clients, Eva — a life coach who once identified as a “YOLO spender” and had a negative net worth of -$32,000

We talk about what it really looks like to go from financial chaos and shame… to calm, grounded confidence with money. And why it isn't about becoming cheap or restrictive and instead, redefining freedom.

She share her story of building safety, and learning how to trust herself with your finances & well as pass on better money lessons to her son.

In this episode, you’ll learn:

✅ How Eva paid off $52,000 in debt and went from negative net worth to +$48,000 in one year

✅ Why “abundance” without a grounded plan can keep you stuck in financial stress

✅ How redefining freedom (from “I can buy whatever I want” to “I know I’m covered”) changes your entire relationship with money

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Let's stay connected:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Does the idea of paying interest make your skin crawl?

In this episode, we’re diving into interest: what it is, why most of us were raised to avoid it at all costs, and how that mindset might be keeping you stuck in a never-ending debt cycle. We're breaking down why tolerating interest (for a little while) can actually help you build real financial safety and get ahead faster — without panic paying your credit card every payday or throwing money at debt.

In this episode, you’ll learn:

✅ Why paying some interest on purpose can actually move you forward

✅ How to break the cycle of paying off credit cards and then needing them again

✅ The money strategy I teach clients to pause debt, grow savings, and reset their system

Learn more about 1:1 money coaching here: https://www.buildinggenwealth.com/moneycoaching

What should you do first when you get a big chunk of money?

In this episode, I walk you through my 3-step money prioritization method and the exact framework I teach my 1:1 clients when they get a bonus, settlement, tax refund, or any kind of windfall.

We’re breaking down how to make your money work now and for your future self — without falling into the trap of panic-paying debt at the expense of your financial safety net.

In this episode, you’ll learn:

✅ Why “saving first” protects you better than a $0 credit card balance
✅ How to prioritize retirement without ignoring debt
✅ Why throwing all your money at debt could leave you more vulnerable later

Interested in 1:1 money coaching, book a call here.

Grab your spot here: ⁠https://calendly.com/buildinggenwealth/first-gen-training⁠

I'm hosting a free investing training on Tues, Feb 3rd at 7:30pm EST. This training is for the first gen WOC who wants to starts learning how to invest, but has A LOT of questions & hesitations.

You'll leave the training understanding so much more about investing and feeling like it's possible for you to start building your own investing portfolio...even if you're the one in your family to go first. 

You opened a Roth IRA… but now what?

In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see.

In this episode, you’ll learn:

✅ Why your Roth IRA won’t grow unless you buy investments

✅ How to use the “shopping cart method” to search for and purchase index funds

✅ What a 3-Fund Portfolio is and how it simplifies long-term investing

Ready to set up a cash flow system that actually builds wealth?

Learn more about 1:1 Money Coaching

Want 2026 to be the year you start investing?

Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training

I didn’t know what postpartum would actually feel like until I lived through it. In this episode, I’m sharing the emotional and unexpected parts of my postpartum journey — the anxiety I didn’t realize was anxiety, the grief I didn’t expect, and the lessons I’m taking with me into this next chapter.

In this episode, you’ll learn:

✅ What postpartum anxiety looked like for me (even when I didn’t realize that’s what it was)

✅ Why grief and joy can coexist in early motherhood — and why that’s not a problem

✅ How I’m rebuilding routines, support, and self-compassion after a hard year

Ready to set up a cash flow system that actually builds wealth?

Learn more about 1:1 Money Coaching

Want 2026 to be the year you start investing?

Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training

Ever feel like you're doing everything “right” with your credit card — but still not getting ahead financially?

In this episode, I break down why paying your credit card in full every month isn’t the same as using it strategically to build wealth.

I’ll show you why I pay mine weekly (or biweekly), how this habit changed my relationship with cashflow, and how it can help you figure out if you're overspending - even if you never carry a balance.

In this episode, you’ll learn:

✅ How “paying my credit card off in full” can create a sneaky cycle

✅ A simple credit card payment routine that gives your brain instant feedback

✅ How to know if you’re overspending even if your credit card balance $0

Ready to set up a cash flow system that actually builds wealth?

Learn more about 1:1 Money Coaching

Want 2026 to be the year you start investing?

Register for my free training — How to Build an Investing Portfolio as First Gen 👉🏽 https://calendly.com/buildinggenwealth/first-gen-training