FREE INVESTING TRAINING: https://www.bgwprograms.com/registration-page

You have been meaning to get to it. The Roth IRA, the 401k, the investment account. You know it matters. You have heard it enough times. But somehow, life keeps moving and that thing stays on the list.

That is exactly what this episode is about. Andrea opens up about her own experience of invisible loss. Because every day you do not put your money to work is a day of invisible loss. Not dramatic, not obvious, just quietly happening in the background while you tell yourself you will get around to it eventually.

In this episode, you'll learn:

✅ What invisible loss is and why it sneaks up on you without a single big decision

✅ Why every day you delay investing is quietly working against your future

✅ How the pain of realizing the loss can actually become the catalyst to start

✅ What momentum builders are and how to use them to get moving with money

Let's connect:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

FREE INVESTING TRAINING: ⁠https://www.bgwprograms.com/registration-page

If the phrase ""easy money"" makes you feel a little suspicious, or even a little guilty, this episode if for you.

If you watched your parents leave before sunrise and come home after dark, or saw your mom knock on strangers' doors to make ends meet, you learned early that money is something you work HARD for.

In this episode, Andrea gets real about growing up first gen, the guilt that comes with earning more than your parents, and why investing triggers the same skepticism that has been protecting first gen families for generations.

You'll learn:

✅ Why first gen women feel guilty or skeptical about easy money and where that belief actually comes from

✅ What passive income really means and why it is the definition of easy money

✅ Why day trading is not passive income and what actually is

✅ The three things you need to create passive income in the stock market

Let's connect:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

You paid off the debt. Or you are close. But something still feels off. Your body is still braced. You are still scared to look at your credit card. You are still making decisions from a place of fear. And you are wondering why hitting the goal didn't feel the way you thought it would.
In this episode, Andrea breaks down what happens when you skip from debt panic straight to paid off without ever passing through debt peace. She talks about why that pattern keeps your nervous system locked in survival mode, why it creates a fear-based relationship with money that follows you into your investing decisions and your business, and why the goal was never just to get out of debt. The goal is to become the kind of person who knows she can handle it.
You'll learn:
✅ Why panicking your way out of debt can leave you more financially fearful, not less
✅ How paying off debt from a regulated state actually changes your identity and your relationship with money
✅ Why credit cards are tools, not threats, and how fear keeps you from using them strategically
✅ What it looks like to problem-solve from a calm, confident place and why it benefits every area of your financial life
Let's connect:
Website: www.buildinggenwealth.com
Instagram: @building.gen.wealth
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Traveling is always on our agenda...but what about traveling solo? In this episode, I sit down with Bianca Alba, the voice behind This Latina Travels, a podcast and platform dedicated to helping first gen Latinas see the world on their own terms.

Bianca was born in Bolivia, raised in a single-parent immigrant household where vacations weren't even a thought, and has now traveled to over 42 countries across six continents.

In this episode, you will learn:

✅ Why solo travel is one of the most underrated tools for building confidence as a first gen woman

✅ How to set a clear travel intention so your trip gives you exactly what you need

✅ What to do when fear and cultural messaging tell you that solo travel isn't safe

✅ The savings strategy & credit card hacks Bianca uses to fund all her trips

Connect with This Latina Travels:

Instagram: https://www.instagram.com/thislatinatravels/

Website: https://www.thislatinatravels.com/

Let's connect:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

"You're not panicking about your debt, but you're not really moving either. You're just coasting.

In this episode, Andrea shares the next chapter of her credit card debt payoff journey and introduces the four emotional stages that almost every person goes through when they are working to get out of debt. These stages are not about the numbers. They are about what is happening inside of you as you face, fight, make peace with, and finally commit to paying off what you owe.

You'll learn:

✅ The 4 emotional stages of debt payoff and what each one actually feels like

✅ Why being too comfortable with your debt can keep you stuck for months

✅ What debt conviction is and how to know when you have reached it

✅ Why paying off debt from a place of belief gets faster results than paying from fear

Let's connect:

Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Do you ever get that feeling where money comes in and somehow it is already gone? There might be one habit quietly keeping you stuck, and it is more common than you think.
In this episode, Andrea shares a personal story from early in her marriage that sparked one of the most important money conversations she and her husband have ever had. and one chanlived by an unspoken rule around money.
She breaks down why our brains struggle to track money that has not landed yet, how we end up double spending without even realizing it, and why this one shift — moving at the speed of cash — can help you finally feel like your money is working for you instead of disappearing the moment it arrives.
You'll learn:
✅ What "spending money that's coming" actually looks like in real life and why it is so easy to fall into
✅ How double spending happens faster than you expect and what it is costing you
✅ What it means to move at the speed of cash and how to start this week
✅ Why feeling like you can never get ahead is often a systems problem, not a discipline problem
If your money has been feeling like it disappears the moment it arrives, this episode is going to give you a new way to look at it — and one simple rule you can start practicing right now.
Let's connect:
Website: www.buildinggenwealth.com

Instagram: @building.gen.wealth

Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

There's a number where debt stops feeling manageable and starts feeling like too much — I call it your debt ceiling, and I was starting to hit mine at $13,300.

In this episode, I share what happened after I regulated my nervous system and made peace with my numbers: a big sales month that let me put $4,000 toward my debt in one shot, how that one decision cut years off my payoff timeline, and the debt ceiling concept that's shaped how I think about debt as a tool ever since.

You'll learn:

✅ What a debt ceiling is and how to figure out yours
✅ How one lump sum payment changed my payoff timeline and interest total
✅ Why I don't believe paying off debt as fast as possible is always the smartest move

Let's stay connected:
Website: www.buildinggenwealth.com
Instagram: @building.gen.wealth
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Before I could even look at my debt numbers, I had to do something first that would set me up to succeed.

In this episode, I share the exercise that helped me face $13,300 in debt without spiraling and with much more calm.

I share my real journal entries, the big takeaways and how I felt like this was no longer "weighing down" on me so that I could implement strategy better.

You'll learn:

✅ The exercise I used to stop panicking about my debt and make it feel lighter
✅ The real numbers behind my debt, including worst-case interest costs and listing out all my options
✅ How making peace with the "worst case scenario" freed me up to problem-solve

Let's stay connected:
Website: www.buildinggenwealth.com
Instagram: @building.gen.wealth
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

I made a big investment on a 0% interest credit card, told myself I'd figure it out later.

In this episode, I walk through the origin story of the debt. And everything that came after from investing intp a business mastermind, then facing a postpartum business slump, a chaotic childcare schedule, and months of avoiding my credit card statement altogether.

You'll learn:

✅ Why I put $15K on a credit card instead of paying cash
✅ How a business slump and new motherhood collided at the worst time
✅ Why I avoided looking at my numbers for months — and what that avoidance cost me

Let's stay connected:
Website: www.buildinggenwealth.com
Instagram: @building.gen.wealth
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

I got into $13,300 of business credit card debt, and I want to share the journey.

In this episode, I'm kicking off a series where I share everything — the strategy, the mindset spirals, the wins, the shame, the numbers — from the last six months of working through this debt. Whether you're a business owner navigating cash flow decisions or a 9-to-5er carrying your own debt, this series is for you.

You'll learn:

✅ Why I'm sharing this journey in real time, before it's "paid off"
✅ What this series will cover for both business owners and 9-to-5ers perspectives
✅ Why talking about debt openly matters in order to lose the shame

Let's stay connected:
Website: www.buildinggenwealth.com
Instagram: @building.gen.wealth
Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching