The budget season is upon us again and as always expectations are running high as this is Narendra Modi government’s last budget before the general elections. 

While the interim finance minister Piyush Goyal will only be presenting a vote-on-account on February 1, the middle class hopes that he will ease the average tax payer’s burden buy offering more deductions and exemptions.

So what is the personal finance wish list for budget 2019 looking like and what are the areas where investors can perhaps hope for some cheer.

CNBC-TV18 discuss with Kuldeep Kumar, Partner PWC; Homi Mistry, Partner at Deloitte and Feroze Azeez, deputy chief executive officer, Anand Rathi Private Wealth.